HSBC vs TFC: Which Is the Better Dividend Stock?
As of September 2026, TFC (Truist Financial Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. TFC offers the higher yield at 4.43%, TFC has the higher dividend-safety score, and TFC trades at the larger discount to fair value (+129%).
| Metric | HSBC | TFC |
|---|---|---|
| Forward yield | 3.74% | 4.43% |
| Annual dividend | $3.75 | $2.08 |
| Payout ratio | 54% | 48% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 2.9% |
| 5-yr total return | 239% | -23% |
| Dividend safety score | 72 (B) | 74 (B) |
| Fair value estimate | $138.49 | $111.29 |
| Upside to fair value | +36% | +129% |
| Frequency | quarterly | quarterly |
| Market cap | $343.1B | $57.5B |
| P/E ratio | 14.3 | 10.8 |
Higher yield
TFC
4.43%
Safer dividend
TFC
Grade B
Faster growth
TFC
2.9%
Better value
TFC
+129% upside
HSBC vs TFC — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.