Truist Financial Corporation
TFCFinancial Services · Stock · quarterly payer
Forward Yield
4.43%
Annual Dividend
$2.08
Payout Ratio
48%
5-Yr Growth
2.9%
Ex-Date
Aug 14, 2026
Frequency
Quarterly
Summary
As of September 2026, Truist Financial Corporation (TFC) yields 4.43% ($2.08 per share annually), with a blended fair-value estimate of $111.29 — +129% upside, so it screens as undervalued. Dividend safety grade: B (74/100).
Is TFC a good dividend stock?
Yes, with caveatsTruist Financial Corporation (TFC) pays a quarterly dividend yielding 4.43% ($2.08/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (48%)
Risks
- Cut its dividend in 2018
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 4.43%
- Payout Ratio
- 48%
- Annual Dividend
- $2.08
- 5-Yr Avg Growth
- 2.9%
- Ex-Dividend Date
- Aug 14, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.86
- Market Cap
- $57.5B
- P/E Ratio
- 10.8
- 5-Yr Total Return
- -23%
- 52-Week Range
- $40.78 – $56.20
- Dividend Safety
- B · 74/100
- Ever Cut?
- Yes (2018)
Frequently Asked Questions
TFC Price — Last 12 Months
Daily close
Price Return
1 Year
+9%
3 Years
+71%
5 Years
-23%
52-Week Range
$40.78 – $56.20
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is TFC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Truist Financial Corporation is $111.29 per share, versus a market price of $48.56. That implies 129% of upside — a margin of safety of about 56%.
Fair Value
$111.29
Current Price
$48.56
Upside
+129%
Margin of Safety
56%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -0.2% annual free-cash-flow growth. We model 18.4% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.6% discount rate (CAPM), 18.4% stage-1 growth, 2.5% terminal growth, $4.35 EPS, $2.08 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
TFC Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full TFC dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 14, 2026 | — | $0.5200 | regular |
| May 8, 2026 | — | $0.5200 | regular |
| Feb 13, 2026 | — | $0.5200 | regular |
| Nov 14, 2025 | — | $0.5200 | regular |
| Aug 8, 2025 | — | $0.5200 | regular |
| May 9, 2025 | — | $0.5200 | regular |
| Feb 14, 2025 | — | $0.5200 | regular |
| Nov 8, 2024 | — | $0.5200 | regular |
| Aug 9, 2024 | — | $0.5200 | regular |
| May 9, 2024 | — | $0.5200 | regular |
| Feb 8, 2024 | — | $0.5200 | regular |
| Nov 9, 2023 | — | $0.5200 | regular |
| Aug 10, 2023 | — | $0.5200 | regular |
| May 11, 2023 | — | $0.5200 | regular |
Income Calculator
At $2.08 / yr per share
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