MA vs TFC: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TFC offers the higher yield at 4.21%, MA has the higher dividend-safety score, and TFC looks like the better value (its fair-value estimate is 52% above its share price).
Key facts: MA vs TFC
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Truist Financial Corporation (TFC) has the higher forward dividend yield at 4.21%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 8, 2026, SmarterDividends grades MA's dividend safety A (89/100) and TFC's B (75/100).
- By SmarterDividends' count as of Nov 8, 2026, MA has raised its dividend for 14 consecutive years and TFC for 0.
- As of Nov 8, 2026, MA pays out 18% of its earnings as dividends and TFC pays out 54%.
- As of Nov 8, 2026, MA's fair-value estimate is 24% below its share price and TFC's fair-value estimate is 52% above its share price, so TFC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs TFC: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ma-vs-tfc
| Metric | MA | TFC |
|---|---|---|
| Forward yield | 0.53% | 4.21% |
| Annual dividend | $3.48 | $2.08 |
| Payout ratio | 18% | 54% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 2.9% |
| 5-yr total return | 107% | -17% |
| Dividend safety score | 89 (A) | 75 (B) |
| Fair value estimate | $499.25 | $74.97 |
| Upside to fair value | -24% | +52% |
| Frequency | quarterly | quarterly |
| Market cap | $568.6B | $59.2B |
| P/E ratio | 34.2 | 12.7 |
Higher yield
TFC
4.21%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
TFC
+52% upside
MA vs TFC — FAQ
Is MA or TFC a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). TFC offers the higher yield (4.21%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or TFC?
TFC has the higher forward dividend yield at 4.21%, versus 0.53% for MA.
Is MA or TFC safer?
MA has the higher dividend-safety score (89/100 vs 75/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or TFC better value right now?
As of Nov 8, 2026, TFC looks like the better value: its fair-value estimate is 52% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.