TFC vs V: Which Is the Better Dividend Stock?
As of Nov 8, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TFC offers the higher yield at 4.21%, V has the higher dividend-safety score, and TFC looks like the better value (its fair-value estimate is 52% above its share price).
Key facts: TFC vs V
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Truist Financial Corporation (TFC) has the higher forward dividend yield at 4.21%, versus 0.74% for Visa Inc. (V).
- As of Nov 8, 2026, SmarterDividends grades TFC's dividend safety B (75/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 8, 2026, TFC has raised its dividend for 0 consecutive years and V for 17.
- As of Nov 8, 2026, TFC pays out 54% of its earnings as dividends and V pays out 22%.
- As of Nov 8, 2026, TFC's fair-value estimate is 52% above its share price and V's fair-value estimate is 24% below its share price, so TFC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "TFC vs V: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/tfc-vs-v
| Metric | TFC | V |
|---|---|---|
| Forward yield | 4.21% | 0.74% |
| Annual dividend | $2.08 | $3.12 |
| Payout ratio | 54% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 2.9% | 14.9% |
| 5-yr total return | -17% | 118% |
| Dividend safety score | 75 (B) | 93 (A) |
| Fair value estimate | $74.97 | $321.86 |
| Upside to fair value | +52% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $59.2B | $788.6B |
| P/E ratio | 12.7 | 34.3 |
Higher yield
TFC
4.21%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
TFC
+52% upside
TFC vs V — FAQ
Is TFC or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). TFC offers the higher yield (4.21%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, TFC or V?
TFC has the higher forward dividend yield at 4.21%, versus 0.74% for V.
Is TFC or V safer?
V has the higher dividend-safety score (93/100 vs 75/100), reflecting stronger payout coverage and dividend-growth history.
Is TFC or V better value right now?
As of Nov 8, 2026, TFC looks like the better value: its fair-value estimate is 52% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.