HSBC vs UVSP: Which Is the Better Dividend Stock?
As of July 2026, UVSP (Univest Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, UVSP has the higher dividend-safety score, and UVSP trades at the larger discount to fair value (+109%).
| Metric | HSBC | UVSP |
|---|---|---|
| Forward yield | 3.73% | 2.06% |
| Annual dividend | $3.75 | $0.92 |
| Payout ratio | 62% | 27% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 1.7% |
| 5-yr total return | 281% | 65% |
| Dividend safety score | 70 (B) | 97 (A) |
| Fair value estimate | $127.75 | $92.98 |
| Upside to fair value | +27% | +109% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $1.2B |
| P/E ratio | 16.6 | 13.3 |
Higher yield
HSBC
3.73%
Safer dividend
UVSP
Grade A
Faster growth
UVSP
1.7%
Better value
UVSP
+109% upside
HSBC vs UVSP — FAQ
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