Univest Financial Corporation
UVSPFinancial Services · Stock · quarterly payer
Forward Yield
2.06%
Annual Dividend
$0.92
Payout Ratio
27%
5-Yr Growth
1.7%
Ex-Date
May 6, 2026
Frequency
Quarterly
Summary
As of July 2026, Univest Financial Corporation (UVSP) yields 2.06% ($0.92 per share annually), with a blended fair-value estimate of $92.98 — +109% upside, so it screens as undervalued. Dividend safety grade: A (97/100). 1 years of dividend growth.
Is UVSP a good dividend stock?
YesUnivest Financial Corporation (UVSP) pays a quarterly dividend yielding 2.06% ($0.92/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (27%)
- 65% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.06%
- Payout Ratio
- 27%
- Annual Dividend
- $0.92
- 5-Yr Avg Growth
- 1.7%
- Ex-Dividend Date
- May 6, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.65
- Market Cap
- $1.2B
- P/E Ratio
- 13.3
- 5-Yr Total Return
- 65%
- 52-Week Range
- $27.91 – $45.46
- Dividend Safety
- A · 97/100
- Ever Cut?
- No
Frequently Asked Questions
UVSP Price — Last 12 Months
Daily close
Price Return
1 Year
+41%
3 Years
+148%
5 Years
+65%
52-Week Range
$27.91 – $45.46
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is UVSP worth?
Undervaluedlow confidenceOur blended fair-value estimate for Univest Financial Corporation is $92.98 per share, versus a market price of $44.58. That implies 109% of upside — a margin of safety of about 52%.
Fair Value
$92.98
Current Price
$44.58
Upside
+109%
Margin of Safety
52%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -2.6% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.6% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $3.32 EPS, $0.92 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
UVSP Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 6, 2026 | — | $0.2300 | regular |
| Feb 11, 2026 | — | $0.2200 | regular |
| Nov 5, 2025 | — | $0.2200 | regular |
| Aug 6, 2025 | — | $0.2200 | regular |
| May 7, 2025 | — | $0.2200 | regular |
| Feb 5, 2025 | — | $0.2100 | regular |
| Nov 6, 2024 | — | $0.2100 | regular |
| Aug 7, 2024 | — | $0.2100 | regular |
| May 7, 2024 | — | $0.2100 | regular |
| Feb 6, 2024 | — | $0.2100 | regular |
| Nov 7, 2023 | — | $0.2100 | regular |
| Aug 8, 2023 | — | $0.2100 | regular |
| May 9, 2023 | — | $0.2100 | regular |
| Feb 7, 2023 | — | $0.2100 | regular |
Income Calculator
At $0.92 / yr per share
