MA vs UVSP: Which Is the Better Dividend Stock?
As of Oct 30, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UVSP offers the higher yield at 2.17%, UVSP has the higher dividend-safety score, and UVSP looks like the better value (its fair-value estimate is 41% above its share price).
Key facts: MA vs UVSP
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Univest Financial Corporation (UVSP) has the higher forward dividend yield at 2.17%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades MA's dividend safety A (89/100) and UVSP's A (98/100).
- By SmarterDividends' count as of Oct 30, 2026, MA has raised its dividend for 14 consecutive years and UVSP for 1.
- As of Oct 30, 2026, MA pays out 18% of its earnings as dividends and UVSP pays out 26%.
- As of Oct 30, 2026, MA's fair-value estimate is 24% below its share price and UVSP's fair-value estimate is 41% above its share price, so UVSP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UVSP: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ma-vs-uvsp
| Metric | MA | UVSP |
|---|---|---|
| Forward yield | 0.57% | 2.17% |
| Annual dividend | $3.48 | $0.92 |
| Payout ratio | 18% | 26% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 1.7% |
| 5-yr total return | 103% | 44% |
| Dividend safety score | 89 (A) | 98 (A) |
| Fair value estimate | $483.05 | $55.49 |
| Upside to fair value | -24% | +41% |
| Frequency | quarterly | quarterly |
| Market cap | $556.9B | $1.1B |
| P/E ratio | 35.0 | 11.4 |
Higher yield
UVSP
2.17%
Safer dividend
UVSP
Grade A
Faster growth
MA
13.7%
Better value
UVSP
+41% upside
MA vs UVSP — FAQ
Is MA or UVSP a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). UVSP offers the higher yield (2.17%), while UVSP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or UVSP?
UVSP has the higher forward dividend yield at 2.17%, versus 0.57% for MA.
Is MA or UVSP safer?
UVSP has the higher dividend-safety score (98/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or UVSP better value right now?
As of Oct 30, 2026, UVSP looks like the better value: its fair-value estimate is 41% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.