BAC vs UVSP: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and UVSP are closely matched. BAC offers the higher yield at 2.52%, UVSP has the higher dividend-safety score, and UVSP looks like the better value (its fair-value estimate is 41% above its share price).
Key facts: BAC vs UVSP
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.52%, versus 2.17% for Univest Financial Corporation (UVSP).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and UVSP's A (98/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and UVSP for 1.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and UVSP pays out 26%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and UVSP's fair-value estimate is 41% above its share price, so UVSP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs UVSP: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-uvsp
| Metric | BAC | UVSP |
|---|---|---|
| Forward yield | 2.52% | 2.17% |
| Annual dividend | $1.28 | $0.92 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 1.7% |
| 5-yr total return | 12% | 44% |
| Dividend safety score | 87 (A) | 98 (A) |
| Fair value estimate | $63.43 | $55.49 |
| Upside to fair value | +24% | +41% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $1.1B |
| P/E ratio | 12.2 | 11.4 |
Higher yield
BAC
2.52%
Safer dividend
UVSP
Grade A
Faster growth
BAC
8.4%
Better value
UVSP
+41% upside
BAC vs UVSP — FAQ
Is BAC or UVSP a better dividend stock?
BAC and UVSP are closely matched. BAC has the higher yield; UVSP scores better on safety.
Which has a higher dividend yield, BAC or UVSP?
BAC has the higher forward dividend yield at 2.52%, versus 2.17% for UVSP.
Is BAC or UVSP safer?
UVSP has the higher dividend-safety score (98/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or UVSP better value right now?
As of Oct 30, 2026, UVSP looks like the better value: its fair-value estimate is 41% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.