HSBC vs UWMC: Which Is the Better Dividend Stock?
As of Oct 27, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. UWMC offers the higher yield at 21.28%, HSBC has the higher dividend-safety score, and UWMC looks like the better value (its fair-value estimate is 240% above its share price).
Key facts: HSBC vs UWMC
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, UWM Holdings Corporation (UWMC) has the higher forward dividend yield at 21.28%, versus 4.11% for HSBC Holdings plc (HSBC).
- As of Oct 27, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and UWMC's C (63/100).
- As of Oct 27, 2026, HSBC pays out 54% of its earnings as dividends and UWMC pays out 148%.
- As of Oct 27, 2026, HSBC's fair-value estimate is 51% above its share price and UWMC's fair-value estimate is 240% above its share price, so UWMC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs UWMC: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/hsbc-vs-uwmc
| Metric | HSBC | UWMC |
|---|---|---|
| Forward yield | 4.11% | 21.28% |
| Annual dividend | $3.75 | $0.30 |
| Payout ratio | 54% | 148% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 228% | -79% |
| Dividend safety score | 72 (B) | 63 (C) |
| Fair value estimate | $137.57 | $4.80 |
| Upside to fair value | +51% | +240% |
| Frequency | quarterly | quarterly |
| Market cap | $311.9B | $2.3B |
| P/E ratio | 13.0 | — |
Higher yield
UWMC
21.28%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
UWMC
+240% upside
HSBC vs UWMC — FAQ
Is HSBC or UWMC a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 2). UWMC offers the higher yield (21.28%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or UWMC?
UWMC has the higher forward dividend yield at 21.28%, versus 4.11% for HSBC.
Is HSBC or UWMC safer?
HSBC has the higher dividend-safety score (72/100 vs 63/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or UWMC better value right now?
As of Oct 27, 2026, UWMC looks like the better value: its fair-value estimate is 240% above its share price (undervalued). For HSBC, its fair-value estimate is 51% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.