HSBC vs UWMC: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. UWMC offers the higher yield at 24.54%, HSBC has the higher dividend-safety score.
| Metric | HSBC | UWMC |
|---|---|---|
| Forward yield | 3.62% | 24.54% |
| Annual dividend | $3.75 | $0.40 |
| Payout ratio | 54% | 133% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 303% | -81% |
| Dividend safety score | 72 (B) | 54 (C) |
| Fair value estimate | $136.26 | — |
| Upside to fair value | +27% | — |
| Frequency | quarterly | quarterly |
| Market cap | $360.6B | $2.2B |
| P/E ratio | 14.8 | — |
Higher yield
UWMC
24.54%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
HSBC vs UWMC — FAQ
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