SmarterDividends

UWMC vs V: Which Is the Better Dividend Stock?

As of Oct 27, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. UWMC offers the higher yield at 21.28%, V has the higher dividend-safety score, and UWMC looks like the better value (its fair-value estimate is 240% above its share price).

Key facts: UWMC vs V

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, UWM Holdings Corporation (UWMC) has the higher forward dividend yield at 21.28%, versus 0.66% for Visa Inc. (V).
  • As of Oct 27, 2026, SmarterDividends grades UWMC's dividend safety C (63/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 27, 2026, UWMC has raised its dividend for 0 consecutive years and V for 17.
  • As of Oct 27, 2026, UWMC pays out 148% of its earnings as dividends and V pays out 22%.
  • As of Oct 27, 2026, UWMC's fair-value estimate is 240% above its share price and V's fair-value estimate is 24% below its share price, so UWMC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "UWMC vs V: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/uwmc-vs-v

MetricUWMCV
Forward yield21.28%0.66%
Annual dividend$0.30$2.68
Payout ratio148%22%
Years of growth0 yr17 yr
5-yr dividend growth—14.9%
5-yr total return-79%111%
Dividend safety score63 (C)93 (A)
Fair value estimate$4.80$306.97
Upside to fair value+240%-24%
Frequencyquarterlyquarterly
Market cap$2.3B$758.8B
P/E ratio—34.4

Higher yield

UWMC

21.28%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

UWMC

+240% upside

UWMC vs V — FAQ

Is UWMC or V a better dividend stock?

On the data, V wins more head-to-head categories (5 vs 2). UWMC offers the higher yield (21.28%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, UWMC or V?

UWMC has the higher forward dividend yield at 21.28%, versus 0.66% for V.

Is UWMC or V safer?

V has the higher dividend-safety score (93/100 vs 63/100), reflecting stronger payout coverage and dividend-growth history.

Is UWMC or V better value right now?

As of Oct 27, 2026, UWMC looks like the better value: its fair-value estimate is 240% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.