BAC vs UWMC: Which Is the Better Dividend Stock?
As of Oct 27, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. UWMC offers the higher yield at 21.28%, BAC has the higher dividend-safety score, and UWMC looks like the better value (its fair-value estimate is 240% above its share price).
Key facts: BAC vs UWMC
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, UWM Holdings Corporation (UWMC) has the higher forward dividend yield at 21.28%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 27, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and UWMC's C (63/100).
- By SmarterDividends' count as of Oct 27, 2026, BAC has raised its dividend for 12 consecutive years and UWMC for 0.
- As of Oct 27, 2026, BAC pays out 26% of its earnings as dividends and UWMC pays out 148%.
- As of Oct 27, 2026, BAC's fair-value estimate is 26% above its share price and UWMC's fair-value estimate is 240% above its share price, so UWMC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs UWMC: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bac-vs-uwmc
| Metric | BAC | UWMC |
|---|---|---|
| Forward yield | 2.53% | 21.28% |
| Annual dividend | $1.28 | $0.30 |
| Payout ratio | 26% | 148% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 14% | -79% |
| Dividend safety score | 87 (A) | 63 (C) |
| Fair value estimate | $63.43 | $4.80 |
| Upside to fair value | +26% | +240% |
| Frequency | quarterly | quarterly |
| Market cap | $349.7B | $2.3B |
| P/E ratio | 12.1 | — |
Higher yield
UWMC
21.28%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
UWMC
+240% upside
BAC vs UWMC — FAQ
Is BAC or UWMC a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 2). UWMC offers the higher yield (21.28%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or UWMC?
UWMC has the higher forward dividend yield at 21.28%, versus 2.53% for BAC.
Is BAC or UWMC safer?
BAC has the higher dividend-safety score (87/100 vs 63/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or UWMC better value right now?
As of Oct 27, 2026, UWMC looks like the better value: its fair-value estimate is 240% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.