SmarterDividends

BAC vs UWMC: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. UWMC offers the higher yield at 24.54%, BAC has the higher dividend-safety score.

MetricBACUWMC
Forward yield2.05%24.54%
Annual dividend$1.28$0.40
Payout ratio26%133%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return48%-81%
Dividend safety score86 (A)54 (C)
Fair value estimate$90.46
Upside to fair value+44%
Frequencyquarterlyquarterly
Market cap$438.4B$2.2B
P/E ratio14.4

Higher yield

UWMC

24.54%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

BAC vs UWMC — FAQ

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