MA vs UWMC: Which Is the Better Dividend Stock?
As of Oct 27, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. UWMC offers the higher yield at 21.28%, MA has the higher dividend-safety score, and UWMC looks like the better value (its fair-value estimate is 240% above its share price).
Key facts: MA vs UWMC
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, UWM Holdings Corporation (UWMC) has the higher forward dividend yield at 21.28%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 27, 2026, SmarterDividends grades MA's dividend safety A (89/100) and UWMC's C (63/100).
- By SmarterDividends' count as of Oct 27, 2026, MA has raised its dividend for 14 consecutive years and UWMC for 0.
- As of Oct 27, 2026, MA pays out 18% of its earnings as dividends and UWMC pays out 148%.
- As of Oct 27, 2026, MA's fair-value estimate is 21% below its share price and UWMC's fair-value estimate is 240% above its share price, so UWMC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UWMC: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/ma-vs-uwmc
| Metric | MA | UWMC |
|---|---|---|
| Forward yield | 0.57% | 21.28% |
| Annual dividend | $3.48 | $0.30 |
| Payout ratio | 18% | 148% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 98% | -79% |
| Dividend safety score | 89 (A) | 63 (C) |
| Fair value estimate | $483.05 | $4.80 |
| Upside to fair value | -21% | +240% |
| Frequency | quarterly | quarterly |
| Market cap | $537.4B | $2.3B |
| P/E ratio | 33.2 | — |
Higher yield
UWMC
21.28%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
UWMC
+240% upside
MA vs UWMC — FAQ
Is MA or UWMC a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). UWMC offers the higher yield (21.28%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or UWMC?
UWMC has the higher forward dividend yield at 21.28%, versus 0.57% for MA.
Is MA or UWMC safer?
MA has the higher dividend-safety score (89/100 vs 63/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or UWMC better value right now?
As of Oct 27, 2026, UWMC looks like the better value: its fair-value estimate is 240% above its share price (undervalued). For MA, its fair-value estimate is 21% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.