MA vs MBINM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. MBINM offers the higher yield at 8.28%, MA has the higher dividend-safety score, and MBINM looks like the better value (its fair-value estimate is 62% above its share price).
Key facts: MA vs MBINM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Merchants Bancorp (MBINM) has the higher forward dividend yield at 8.28%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and MBINM's B (68/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and MBINM for 0.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and MBINM's fair-value estimate is 62% above its share price, so MBINM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs MBINM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-mbinm
| Metric | MA | MBINM |
|---|---|---|
| Forward yield | 0.56% | 8.28% |
| Annual dividend | $3.48 | $2.06 |
| Payout ratio | 18% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 96% | — |
| Dividend safety score | 89 (A) | 68 (B) |
| Fair value estimate | $474.95 | $40.41 |
| Upside to fair value | -23% | +62% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | — |
| P/E ratio | 34.0 | — |
Higher yield
MBINM
8.28%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MBINM
+62% upside
MA vs MBINM — FAQ
Is MA or MBINM a better dividend stock?
On the data, MA wins more head-to-head categories (3 vs 2). MBINM offers the higher yield (8.28%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or MBINM?
MBINM has the higher forward dividend yield at 8.28%, versus 0.56% for MA.
Is MA or MBINM safer?
MA has the higher dividend-safety score (89/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or MBINM better value right now?
As of Oct 18, 2026, MBINM looks like the better value: its fair-value estimate is 62% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


