SmarterDividends

MA vs MBINM: Which Is the Better Dividend Stock?

As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. MBINM offers the higher yield at 8.28%, MA has the higher dividend-safety score, and MBINM looks like the better value (its fair-value estimate is 62% above its share price).

Key facts: MA vs MBINM

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Merchants Bancorp (MBINM) has the higher forward dividend yield at 8.28%, versus 0.56% for Mastercard Incorporated (MA).
  • As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and MBINM's B (68/100).
  • By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and MBINM for 0.
  • As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and MBINM's fair-value estimate is 62% above its share price, so MBINM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MA vs MBINM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-mbinm

MetricMAMBINM
Forward yield0.56%8.28%
Annual dividend$3.48$2.06
Payout ratio18%—
Years of growth14 yr0 yr
5-yr dividend growth13.7%—
5-yr total return96%—
Dividend safety score89 (A)68 (B)
Fair value estimate$474.95$40.41
Upside to fair value-23%+62%
Frequencyquarterlyquarterly
Market cap$540.9B—
P/E ratio34.0—

Higher yield

MBINM

8.28%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MBINM

+62% upside

MA vs MBINM — FAQ

Is MA or MBINM a better dividend stock?

On the data, MA wins more head-to-head categories (3 vs 2). MBINM offers the higher yield (8.28%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MA or MBINM?

MBINM has the higher forward dividend yield at 8.28%, versus 0.56% for MA.

Is MA or MBINM safer?

MA has the higher dividend-safety score (89/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.

Is MA or MBINM better value right now?

As of Oct 18, 2026, MBINM looks like the better value: its fair-value estimate is 62% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.