SmarterDividends

MSBIP vs V: Which Is the Better Dividend Stock?

As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. MSBIP offers the higher yield at 7.63%, V has the higher dividend-safety score, and MSBIP looks like the better value (its fair-value estimate is 38% above its share price).

Key facts: MSBIP vs V

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Midland States Bancorp, Inc. (MSBIP) has the higher forward dividend yield at 7.63%, versus 0.67% for Visa Inc. (V).
  • As of Oct 18, 2026, SmarterDividends grades MSBIP's dividend safety B (71/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 18, 2026, MSBIP has raised its dividend for 0 consecutive years and V for 17.
  • As of Oct 18, 2026, MSBIP's fair-value estimate is 38% above its share price and V's fair-value estimate is 24% below its share price, so MSBIP looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MSBIP vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/msbip-vs-v

MetricMSBIPV
Forward yield7.63%0.67%
Annual dividend$1.94$2.68
Payout ratio—22%
Years of growth0 yr17 yr
5-yr dividend growth—14.9%
5-yr total return—108%
Dividend safety score71 (B)93 (A)
Fair value estimate$34.94$306.97
Upside to fair value+38%-24%
Frequencyquarterlyquarterly
Market cap—$755.8B
P/E ratio—34.3

Higher yield

MSBIP

7.63%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

MSBIP

+38% upside

MSBIP vs V — FAQ

Is MSBIP or V a better dividend stock?

On the data, V wins more head-to-head categories (3 vs 2). MSBIP offers the higher yield (7.63%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MSBIP or V?

MSBIP has the higher forward dividend yield at 7.63%, versus 0.67% for V.

Is MSBIP or V safer?

V has the higher dividend-safety score (93/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.

Is MSBIP or V better value right now?

As of Oct 18, 2026, MSBIP looks like the better value: its fair-value estimate is 38% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.