SFDL vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, SFDL and V are closely matched. SFDL offers the higher yield at 1.37%, SFDL has the higher dividend-safety score, and SFDL looks like the better value (its fair-value estimate is 5% above its share price).
Key facts: SFDL vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Security Federal Corporation (SFDL) has the higher forward dividend yield at 1.37%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades SFDL's dividend safety A (97/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, SFDL has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 18, 2026, SFDL pays out 16% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, SFDL's fair-value estimate is 5% above its share price and V's fair-value estimate is 24% below its share price, so SFDL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "SFDL vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/sfdl-vs-v
| Metric | SFDL | V |
|---|---|---|
| Forward yield | 1.37% | 0.67% |
| Annual dividend | $0.64 | $2.68 |
| Payout ratio | 16% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 7.0% | 14.9% |
| 5-yr total return | 50% | 108% |
| Dividend safety score | 97 (A) | 93 (A) |
| Fair value estimate | $49.06 | $306.97 |
| Upside to fair value | +5% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $144.9M | $755.8B |
| P/E ratio | 12.4 | 34.3 |
Higher yield
SFDL
1.37%
Safer dividend
SFDL
Grade A
Faster growth
V
14.9%
Better value
SFDL
+5% upside
SFDL vs V — FAQ
Is SFDL or V a better dividend stock?
SFDL and V are closely matched. SFDL has the higher yield; SFDL scores better on safety.
Which has a higher dividend yield, SFDL or V?
SFDL has the higher forward dividend yield at 1.37%, versus 0.67% for V.
Is SFDL or V safer?
SFDL has the higher dividend-safety score (97/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.
Is SFDL or V better value right now?
As of Oct 18, 2026, SFDL looks like the better value: its fair-value estimate is 5% above its share price (fairly valued). For V, its fair-value estimate is 24% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.