MA vs SFDL: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA and SFDL are closely matched. SFDL offers the higher yield at 1.37%, SFDL has the higher dividend-safety score, and SFDL looks like the better value (its fair-value estimate is 5% above its share price).
Key facts: MA vs SFDL
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Security Federal Corporation (SFDL) has the higher forward dividend yield at 1.37%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and SFDL's A (97/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and SFDL for 0.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and SFDL pays out 16%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and SFDL's fair-value estimate is 5% above its share price, so SFDL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs SFDL: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-sfdl
| Metric | MA | SFDL |
|---|---|---|
| Forward yield | 0.56% | 1.37% |
| Annual dividend | $3.48 | $0.64 |
| Payout ratio | 18% | 16% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 7.0% |
| 5-yr total return | 96% | 50% |
| Dividend safety score | 89 (A) | 97 (A) |
| Fair value estimate | $474.95 | $49.06 |
| Upside to fair value | -23% | +5% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $144.9M |
| P/E ratio | 34.0 | 12.4 |
Higher yield
SFDL
1.37%
Safer dividend
SFDL
Grade A
Faster growth
MA
13.7%
Better value
SFDL
+5% upside
MA vs SFDL — FAQ
Is MA or SFDL a better dividend stock?
MA and SFDL are closely matched. SFDL has the higher yield; SFDL scores better on safety.
Which has a higher dividend yield, MA or SFDL?
SFDL has the higher forward dividend yield at 1.37%, versus 0.56% for MA.
Is MA or SFDL safer?
SFDL has the higher dividend-safety score (97/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or SFDL better value right now?
As of Oct 18, 2026, SFDL looks like the better value: its fair-value estimate is 5% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.