V vs VLYPN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. VLYPN offers the higher yield at 8.22%, V has the higher dividend-safety score, and VLYPN looks like the better value (its fair-value estimate is 74% above its share price).
Key facts: V vs VLYPN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Valley National Bancorp (VLYPN) has the higher forward dividend yield at 8.22%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades V's dividend safety A (93/100) and VLYPN's B (67/100).
- By SmarterDividends' count as of Oct 18, 2026, V has raised its dividend for 17 consecutive years and VLYPN for 1.
- As of Oct 18, 2026, V's fair-value estimate is 24% below its share price and VLYPN's fair-value estimate is 74% above its share price, so VLYPN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "V vs VLYPN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/v-vs-vlypn
| Metric | V | VLYPN |
|---|---|---|
| Forward yield | 0.67% | 8.22% |
| Annual dividend | $2.68 | $2.06 |
| Payout ratio | 22% | — |
| Years of growth | 17 yr | 1 yr |
| 5-yr dividend growth | 14.9% | — |
| 5-yr total return | 108% | — |
| Dividend safety score | 93 (A) | 67 (B) |
| Fair value estimate | $306.97 | $43.96 |
| Upside to fair value | -24% | +74% |
| Frequency | quarterly | quarterly |
| Market cap | $755.8B | — |
| P/E ratio | 34.3 | — |
Higher yield
VLYPN
8.22%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
VLYPN
+74% upside
V vs VLYPN — FAQ
Is V or VLYPN a better dividend stock?
On the data, V wins more head-to-head categories (3 vs 2). VLYPN offers the higher yield (8.22%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, V or VLYPN?
VLYPN has the higher forward dividend yield at 8.22%, versus 0.67% for V.
Is V or VLYPN safer?
V has the higher dividend-safety score (93/100 vs 67/100), reflecting stronger payout coverage and dividend-growth history.
Is V or VLYPN better value right now?
As of Oct 18, 2026, VLYPN looks like the better value: its fair-value estimate is 74% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.

