Bank of America Corporation
BAC-PEFinancial Services · Stock · quarterly payer
Forward Yield
6.24%
Annual Dividend
$1.13
Payout Ratio
—
5-Yr Growth
4.3%
Ex-Date
Jul 31, 2026
Frequency
Quarterly
Summary
As of August 2026, Bank of America Corporation (BAC-PE) yields 6.24% ($1.13 per share annually), with a blended fair-value estimate of $22.43 — +24% upside, so it screens as undervalued. Dividend safety grade: D (48/100).
Is BAC-PE a good dividend stock?
MixedBank of America Corporation (BAC-PE) pays a quarterly dividend yielding 6.24% ($1.13/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2025
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 6.24%
- Payout Ratio
- —
- Annual Dividend
- $1.13
- 5-Yr Avg Growth
- 4.3%
- Ex-Dividend Date
- Jul 31, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.17
- Market Cap
- —
- P/E Ratio
- 5.1
- 5-Yr Total Return
- -29%
- 52-Week Range
- —
- Dividend Safety
- D · 48/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
BAC-PE Price — Last 12 Months
Daily close
Price Return
1 Year
-17%
3 Years
-10%
5 Years
-29%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BAC-PE worth?
Undervaluedlow confidenceOur blended fair-value estimate for Bank of America Corporation is $22.43 per share, versus a market price of $18.09. That implies 24% of upside — a margin of safety of about 19%.
Fair Value
$22.43
Current Price
$18.09
Upside
+24%
Margin of Safety
19%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 10.1% discount rate (CAPM), 13.3% stage-1 growth, 2.5% terminal growth, $3.51 EPS, $1.13 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BAC-PE Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 31, 2026 | — | $0.2723 | regular |
| Apr 30, 2026 | — | $0.2636 | regular |
| Jan 30, 2026 | — | $0.2852 | regular |
| Oct 31, 2025 | — | $0.3081 | regular |
| Jul 31, 2025 | — | $0.3155 | regular |
| Apr 30, 2025 | — | $0.3050 | regular |
| Jan 31, 2025 | — | $0.3281 | regular |
| Oct 31, 2024 | — | $0.3661 | regular |
| Jul 31, 2024 | — | $0.3791 | regular |
| Apr 29, 2024 | — | $0.3699 | regular |
| Jan 30, 2024 | — | $0.3828 | regular |
| Oct 30, 2023 | — | $0.3818 | regular |
| Jul 28, 2023 | — | $0.3623 | regular |
| Apr 27, 2023 | — | $0.3222 | regular |
Income Calculator
At $1.13 / yr per share
