SmarterDividends
FCAP

First Capital, Inc.

FCAP

Financial Services · Banks - Regional · Stock · quarterly payer

$61.16

Fairly valued · -10% Add to Portfolio

Forward Yield

2.09%

Annual Dividend

$1.28

Payout Ratio

22%

5-Yr Growth

4.6%

Ex-Date

Sep 11, 2026

Frequency

Quarterly

Key facts about FCAP's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, First Capital, Inc. (FCAP) has a forward dividend yield of 2.09%, based on an annual dividend of $1.28 per share and a share price of $61.16.
  • As of Oct 18, 2026, FCAP's dividend safety grade from SmarterDividends is A (96 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, First Capital, Inc. (FCAP) has raised its dividend for 3 consecutive years as of Oct 18, 2026.
  • FCAP last cut its regular dividend in 2000.
  • FCAP's most recent ex-dividend date was Sep 11, 2026, for a dividend of $0.32 per share.
  • As of Oct 18, 2026, FCAP pays out 22% of its trailing 12-month earnings as dividends (its payout ratio).
  • FCAP's dividend has grown at an average rate of 4.6% a year over the past five years.
  • As of Oct 18, 2026, FCAP's 2.09% yield is 35% below its five-year average yield of 3.20%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FCAP is $55.21 per share, 10% below the $61.16 share price, so FCAP screens as fairly valued.
  • First Capital, Inc. (FCAP) pays its dividend quarterly, 4 times a year.
  • First Capital, Inc. (FCAP) has raised its regular dividend 21 times and cut it 1 time across the 110 payments on record since 1999. Its most recent change was a 3.2% increase to $0.320 per share, going ex-dividend on Sep 11, 2026. The last cut went ex-dividend on Sep 15, 1999.
Cite this page

SmarterDividends, "FCAP Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FCAP

Summary

As of Oct 18, 2026, First Capital, Inc. (FCAP) yields 2.09% ($1.28 a year per share), has a dividend safety grade of A (96/100) and has 3 consecutive years of dividend increases on record.

Is FCAP a good dividend stock?

Yes

First Capital, Inc. (FCAP) pays a quarterly dividend yielding 2.09% ($1.28/yr), with 3 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (22%)
  • 50% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2000

Key Data

Dividend Yield
2.09%
Payout Ratio
22%
Annual Dividend
$1.28
5-Yr Avg Growth
4.6%
Ex-Dividend Date
Sep 11, 2026
Years of Growth
3
Frequency
quarterly
Beta
0.73
Market Cap
$204.6M
P/E Ratio
11.1
5-Yr Total Return
50%
52-Week Range
$40.02 – $71.00
Dividend Safety
A · 96/100
Ever Cut?
Yes (2000)

FCAP dividend raises and cuts

First Capital, Inc. (FCAP) has raised its regular dividend 21 times and cut it 1 time across the 110 payments on record since 1999. Its most recent change was a 3.2% increase to $0.320 per share, going ex-dividend on Sep 11, 2026. The last cut went ex-dividend on Sep 15, 1999.

Ex-dateChangeOld → newMove
Sep 11, 2026Raise$0.310 → $0.320+3.2%
Sep 12, 2025Raise$0.290 → $0.310+6.9%
Sep 13, 2024Raise$0.270 → $0.290+7.4%
Mar 16, 2023Raise$0.260 → $0.270+3.8%
Mar 15, 2021Raise$0.240 → $0.260+8.3%
Jun 13, 2019Raise$0.230 → $0.240+4.3%
Mar 15, 2018Raise$0.220 → $0.230+4.5%
Sep 14, 2017Raise$0.210 → $0.220+4.8%
Mar 13, 2014Raise$0.200 → $0.210+5.0%
Mar 13, 2013Raise$0.190 → $0.200+5.3%
Sep 14, 2010Raise$0.180 → $0.190+5.6%
Jun 12, 2008Raise$0.170 → $0.180+5.9%
Show all 22 changes since 1999
Ex-dateChangeOld → newMove
Sep 13, 2006Raise$0.155 → $0.170+10.0%
Mar 14, 2006Raise$0.145 → $0.155+6.2%
Sep 14, 2005Raise$0.136 → $0.145+6.7%
Dec 12, 2003Raise$0.127 → $0.136+7.1%
Jun 12, 2003Raise$0.118 → $0.127+7.7%
Dec 12, 2001Raise$0.109 → $0.118+8.3%
Jun 13, 2001Raise$0.100 → $0.109+9.1%
Dec 13, 2000Raise$0.0909 → $0.100+10.0%
Sep 15, 1999Cut$0.160 → $0.0909−43.2%
Jun 15, 1999Raise$0.159 → $0.160+0.6%
Every FCAP payment →Download every raise and cut (CSV)
FCAP ex-dividend date & scheduleNext ex-date Sep 11, 2026 · full ex-dividend historyView →FCAP dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FCAP a good dividend stock?

Yes. First Capital, Inc. (FCAP) pays a quarterly dividend yielding 2.09% ($1.28/yr), with 3 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is FCAP undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FCAP's fair value is about $55.21 versus a $61.16 share price — so it looks fairly valued (-10% vs. fair value).

Is FCAP's dividend safe?

FCAP has a dividend-safety grade of A (96/100), based on its payout coverage, free-cash-flow, 3-year growth streak, a dividend cut in 2000, debt and yield-versus-history.

What is FCAP's fair value?

Our blended fair-value estimate for FCAP is about $55.21 per share, about 10% below the current $61.16 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FCAP a buy, hold, or sell?

We don't issue formal ratings, but on the data FCAP screens as "yes" and fairly valued. First Capital, Inc. (FCAP) pays a quarterly dividend yielding 2.09% ($1.28/yr), with 3 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will FCAP cut its dividend?

FCAP earns a dividend-safety grade of A (96/100), and has cut its dividend before (last in 2000). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FCAP pay a dividend?

Yes. First Capital, Inc. pays a quarterly dividend of about $1.28 per share annually, a forward yield of roughly 2.09%.

What is FCAP's dividend yield?

As of Oct 18, 2026, FCAP's forward dividend yield is 2.09%, based on a $1.28 annual dividend and a $61.16 share price.

What is FCAP's dividend per share?

As of Oct 18, 2026, FCAP pays $1.28 per share per year, distributed on a quarterly basis.

What is FCAP's dividend payout ratio?

As of Oct 18, 2026, FCAP's payout ratio is 22% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has FCAP grown its dividend?

As of Oct 18, 2026, FCAP has increased its dividend for 3 consecutive years.

When is the next FCAP ex-dividend date?

As of Oct 18, 2026, FCAP's next ex-dividend date hasn't been announced. The most recent was Sep 11, 2026, for $0.32 per share.

Income Calculator

At $1.28 / yr per share

Per payment (quarterly)$32.00
Annual$128.00
Monthly avg$10.67

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