FinVolution Group
FINVFinancial Services · Stock · annual payer
Forward Yield
6.44%
Annual Dividend
$0.31
Payout Ratio
24%
5-Yr Growth
18.2%
Ex-Date
Apr 16, 2026
Frequency
Annual
Summary
As of July 2026, FinVolution Group (FINV) yields 6.44% ($0.31 per share annually), with a blended fair-value estimate of $7.53 — +58% upside, so it screens as undervalued. Dividend safety grade: C (64/100). 5 years of dividend growth.
Is FINV a good dividend stock?
Yes, with caveatsFinVolution Group (FINV) pays a annual dividend yielding 6.44% ($0.31/yr), with 5 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (24%)
- Strong 18.2% 5-yr dividend growth
Risks
- Cut its dividend in 2020
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 6.44%
- Payout Ratio
- 24%
- Annual Dividend
- $0.31
- 5-Yr Avg Growth
- 18.2%
- Ex-Dividend Date
- Apr 16, 2026
- Years of Growth
- 5
- Frequency
- annual
- Beta
- 0.38
- Market Cap
- $1.1B
- P/E Ratio
- 3.8
- 5-Yr Total Return
- -22%
- 52-Week Range
- $4.35 – $9.73
- Dividend Safety
- C · 64/100
- Ever Cut?
- Yes (2020)
Frequently Asked Questions
FINV Price — Last 12 Months
Daily close
Price Return
1 Year
-42%
3 Years
-5%
5 Years
-22%
52-Week Range
$4.35 – $9.73
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FINV worth?
Undervaluedmedium confidenceOur blended fair-value estimate for FinVolution Group is $7.53 per share, versus a market price of $4.75. That implies 58% of upside — a margin of safety of about 37%.
Fair Value
$7.53
Current Price
$4.75
Upside
+58%
Margin of Safety
37%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model -5.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $1.24 EPS, $0.31 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FINV Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 16, 2026 | — | $0.3060 | regular |
| Apr 16, 2025 | — | $0.2770 | regular |
| Apr 15, 2024 | — | $0.2370 | regular |
| Apr 12, 2023 | — | $0.2150 | regular |
| Apr 12, 2022 | — | $0.2050 | regular |
| Apr 6, 2021 | — | $0.1700 | regular |
| Apr 6, 2020 | — | $0.1200 | regular |
| Apr 4, 2019 | — | $0.1900 | regular |
Income Calculator
At $0.31 / yr per share
