SmarterDividends
HMN

Horace Mann Educators Corporation

HMN

Financial Services · Stock · quarterly payer

Forward Yield

3.16%

Annual Dividend

$1.44

Payout Ratio

35%

5-Yr Growth

3.1%

Ex-Date

Jun 15, 2026

Frequency

Quarterly

HMN Dividend Safety Score

89/ 100
Grade A

Very Safe

Dividend-growth streak16 consecutive years of growth
Cut historyCut its dividend in 2009
Earnings payout coverage35% of earnings paid out
Free-cash-flow coverage21% of free cash flow
Balance-sheet strengthDebt/equity of 0.40
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is HMN a good dividend stock?

Yes

Horace Mann Educators Corporation (HMN) pays a quarterly dividend yielding 3.16% ($1.44/yr), with 16 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 16 consecutive years of dividend growth
  • Comfortable payout ratio (35%)
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2009

Key Data

Dividend Yield
3.16%
Payout Ratio
35%
Annual Dividend
$1.44
5-Yr Avg Growth
3.1%
Ex-Dividend Date
Jun 15, 2026
Years of Growth
16
Frequency
quarterly
Beta
0.13
Market Cap
$1.8B
P/E Ratio
11.5
5-Yr Total Return
24%
52-Week Range
$40.04 – $48.33
Dividend Safety
A · 89/100
Ever Cut?
Yes (2009)
HMN ex-dividend date & scheduleNext ex-date Jun 15, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.44 / yr per share

Per payment (quarterly)$36.00
Annual$144.00
Monthly avg$12.00