Kearny Financial Corp.
KRNYFinancial Services · Stock · quarterly payer
Forward Yield
4.63%
Annual Dividend
$0.44
Payout Ratio
77%
5-Yr Growth
6.6%
Ex-Date
May 6, 2026
Frequency
Quarterly
Summary
As of July 2026, Kearny Financial Corp. (KRNY) yields 4.63% ($0.44 per share annually), with a blended fair-value estimate of $16.36 — +72% upside, so it screens as undervalued. Dividend safety grade: C (64/100).
Is KRNY a good dividend stock?
Yes, with caveatsKearny Financial Corp. (KRNY) pays a quarterly dividend yielding 4.63% ($0.44/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Strong 6.6% 5-yr dividend growth
Risks
- Cut its dividend in 2016
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 4.63%
- Payout Ratio
- 77%
- Annual Dividend
- $0.44
- 5-Yr Avg Growth
- 6.6%
- Ex-Dividend Date
- May 6, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.61
- Market Cap
- $596.6M
- P/E Ratio
- 16.6
- 5-Yr Total Return
- -25%
- 52-Week Range
- $5.76 – $9.76
- Dividend Safety
- C · 64/100
- Ever Cut?
- Yes (2016)
Frequently Asked Questions
KRNY Price — Last 12 Months
Daily close
Price Return
1 Year
+41%
3 Years
+28%
5 Years
-25%
52-Week Range
$5.76 – $9.76
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is KRNY worth?
Undervaluedhigh confidenceOur blended fair-value estimate for Kearny Financial Corp. is $16.36 per share, versus a market price of $9.50. That implies 72% of upside — a margin of safety of about 42%.
Fair Value
$16.36
Current Price
$9.50
Upside
+72%
Margin of Safety
42%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 14.2% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.4% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $0.57 EPS, $0.44 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
KRNY Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 6, 2026 | — | $0.1100 | regular |
| Feb 4, 2026 | — | $0.1100 | regular |
| Nov 5, 2025 | — | $0.1100 | regular |
| Aug 12, 2025 | — | $0.1100 | regular |
| May 7, 2025 | — | $0.1100 | regular |
| Feb 12, 2025 | — | $0.1100 | regular |
| Nov 6, 2024 | — | $0.1100 | regular |
| Aug 12, 2024 | — | $0.1100 | regular |
| May 7, 2024 | — | $0.1100 | regular |
| Feb 6, 2024 | — | $0.1100 | regular |
| Nov 7, 2023 | — | $0.1100 | regular |
| Aug 8, 2023 | — | $0.1100 | regular |
| May 9, 2023 | — | $0.1100 | regular |
| Feb 7, 2023 | — | $0.1100 | regular |
Income Calculator
At $0.44 / yr per share
