
Oak Valley Bancorp
OVLYFinancial Services · Banks - Regional · Stock · semiannual payer
Forward Yield
2.22%
Annual Dividend
$0.75
Payout Ratio
24%
5-Yr Growth
16.5%
Ex-Date
Aug 3, 2026
Frequency
Semiannual
Key facts about OVLY's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Oak Valley Bancorp (OVLY) has a forward dividend yield of 2.22%, based on an annual dividend of $0.75 per share and a share price of $33.95.
- As of Oct 18, 2026, OVLY's dividend safety grade from SmarterDividends is A (89 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Oak Valley Bancorp (OVLY) has raised its dividend for 12 consecutive years as of Oct 18, 2026.
- OVLY has never cut its regular dividend in the payment history SmarterDividends has on record.
- OVLY's most recent ex-dividend date was Aug 3, 2026, for a dividend of $0.38 per share.
- As of Oct 18, 2026, OVLY pays out 24% of its trailing 12-month earnings as dividends (its payout ratio).
- OVLY's dividend has grown at an average rate of 16.5% a year over the past five years.
- As of Oct 18, 2026, OVLY's 2.22% yield is 32% above its five-year average yield of 1.69%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for OVLY is $45.23 per share, 33% above the $33.95 share price, so OVLY screens as undervalued.
- Oak Valley Bancorp (OVLY) pays its dividend semiannual, 2 times a year.
Cite this page
SmarterDividends, "OVLY Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/OVLY
Summary
As of Oct 18, 2026, Oak Valley Bancorp (OVLY) yields 2.22% ($0.75 a year per share), has a dividend safety grade of A (89/100) and has 12 consecutive years of dividend increases on record.
Is OVLY a good dividend stock?
YesOak Valley Bancorp (OVLY) pays a semiannual dividend yielding 2.22% ($0.75/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 12 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (24%)
- Strong 16.5% 5-yr dividend growth
- 94% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.22%
- Payout Ratio
- 24%
- Annual Dividend
- $0.75
- 5-Yr Avg Growth
- 16.5%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 12
- Frequency
- semiannual
- Beta
- 0.21
- Market Cap
- $285.6M
- P/E Ratio
- 12.0
- 5-Yr Total Return
- 94%
- 52-Week Range
- $25.85 – $35.97
- Dividend Safety
- A · 89/100
- Ever Cut?
- No
OVLY dividend changes
Oak Valley Bancorp (OVLY) pays a variable dividend: across the 32 payments on record since 2005, 24 were higher than the one before and 3 lower. The latest change was up 25.0% to $0.375 per share, going ex-dividend on Aug 3, 2026.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Aug 3, 2026 | Higher | $0.300 → $0.375 | +25.0% |
| Feb 2, 2026 | Higher | $0.300 → $0.375 | +25.0% |
| Jul 28, 2025 | Higher | $0.225 → $0.300 | +33.3% |
| Feb 3, 2025 | Higher | $0.225 → $0.300 | +33.3% |
| Jul 29, 2024 | Higher | $0.160 → $0.225 | +40.6% |
| Jan 26, 2024 | Higher | $0.160 → $0.225 | +40.6% |
| Jul 28, 2023 | Higher | $0.150 → $0.160 | +6.7% |
| Jan 27, 2023 | Higher | $0.150 → $0.160 | +6.7% |
| Jul 29, 2022 | Higher | $0.145 → $0.150 | +3.4% |
| Jan 28, 2022 | Higher | $0.145 → $0.150 | +3.4% |
| Jul 30, 2021 | Higher | $0.140 → $0.145 | +3.6% |
| Jan 29, 2021 | Higher | $0.140 → $0.145 | +3.6% |
Frequently Asked Questions
Is OVLY a good dividend stock?
Yes. Oak Valley Bancorp (OVLY) pays a semiannual dividend yielding 2.22% ($0.75/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is OVLY undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, OVLY's fair value is about $45.23 versus a $33.95 share price — so it looks undervalued (+33% vs. fair value).
Is OVLY's dividend safe?
OVLY has a dividend-safety grade of A (89/100), based on its payout coverage, free-cash-flow, 12-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is OVLY's fair value?
Our blended fair-value estimate for OVLY is about $45.23 per share, roughly 33% above the current $33.95 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is OVLY a buy, hold, or sell?
We don't issue formal ratings, but on the data OVLY screens as "yes" and undervalued. Oak Valley Bancorp (OVLY) pays a semiannual dividend yielding 2.22% ($0.75/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will OVLY cut its dividend?
OVLY earns a dividend-safety grade of A (89/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does OVLY pay a dividend?
Yes. Oak Valley Bancorp pays a semiannual dividend of about $0.75 per share annually, a forward yield of roughly 2.22%.
What is OVLY's dividend yield?
As of Oct 18, 2026, OVLY's forward dividend yield is 2.22%, based on a $0.75 annual dividend and a $33.95 share price.
What is OVLY's dividend per share?
As of Oct 18, 2026, OVLY pays $0.75 per share per year, distributed on a semiannual basis.
What is OVLY's dividend payout ratio?
As of Oct 18, 2026, OVLY's payout ratio is 24% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has OVLY grown its dividend?
As of Oct 18, 2026, OVLY has increased its dividend for 12 consecutive years.
When is the next OVLY ex-dividend date?
As of Oct 18, 2026, OVLY's next ex-dividend date hasn't been announced. The most recent was Aug 3, 2026, for $0.38 per share.
OVLY Price — Last 12 Months
Daily close
Price Return
1 Year
+21%
3 Years
+30%
5 Years
+94%
52-Week Range
$25.85 – $35.97
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OVLY worth?
Undervaluedlow confidenceOur blended fair-value estimate for Oak Valley Bancorp is $45.23 per share, versus a market price of $33.95. That implies 33% of upside — a margin of safety of about 25%.
Fair Value
$45.23
Current Price
$33.95
Upside
+33%
Margin of Safety
25%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $2.82 EPS, $0.75 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OVLY Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full OVLY dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 3, 2026 | Aug 14, 2026 | $0.3750 | regular |
| Feb 2, 2026 | Feb 13, 2026 | $0.3750 | regular |
| Jul 28, 2025 | Aug 8, 2025 | $0.3000 | regular |
| Feb 3, 2025 | Feb 14, 2025 | $0.3000 | regular |
| Jul 29, 2024 | Aug 9, 2024 | $0.2250 | regular |
| Jan 26, 2024 | Feb 9, 2024 | $0.2250 | regular |
| Jul 28, 2023 | Aug 11, 2023 | $0.1600 | regular |
| Jan 27, 2023 | Feb 10, 2023 | $0.1600 | regular |
| Jul 29, 2022 | Aug 12, 2022 | $0.1500 | regular |
| Jan 28, 2022 | Feb 11, 2022 | $0.1500 | regular |
| Jul 30, 2021 | Aug 13, 2021 | $0.1450 | regular |
| Jan 29, 2021 | Feb 12, 2021 | $0.1450 | regular |
| Jul 31, 2020 | Aug 14, 2020 | $0.1400 | regular |
| Jan 31, 2020 | Feb 14, 2020 | $0.1400 | regular |
Income Calculator
At $0.75 / yr per share
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