SmarterDividends
OVLY

Oak Valley Bancorp

OVLY

Financial Services · Stock · semiannual payer

Forward Yield

2.22%

Annual Dividend

$0.75

Payout Ratio

23%

5-Yr Growth

16.5%

Ex-Date

Feb 2, 2026

Frequency

Semiannual

OVLY Dividend Safety Score

85/ 100
Grade A

Very Safe

Dividend-growth streak11 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage23% of earnings paid out
Yield vs its historyYield is 1.3× its 5-yr average — elevated

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is OVLY a good dividend stock?

Yes

Oak Valley Bancorp (OVLY) pays a semiannual dividend yielding 2.22% ($0.75/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 12 consecutive years of dividend growth
  • Never cut its dividend on record
  • Comfortable payout ratio (23%)
  • Strong 16.5% 5-yr dividend growth
  • 87% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
2.22%
Payout Ratio
23%
Annual Dividend
$0.75
5-Yr Avg Growth
16.5%
Ex-Dividend Date
Feb 2, 2026
Years of Growth
12
Frequency
semiannual
Beta
0.21
Market Cap
$283.2M
P/E Ratio
11.7
5-Yr Total Return
87%
52-Week Range
$24.77 – $35.47
Dividend Safety
A · 85/100
Ever Cut?
No
OVLY ex-dividend date & scheduleNext ex-date Feb 2, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.75 / yr per share

Per payment (semiannual)$37.50
Annual$75.00
Monthly avg$6.25