BAC vs OVLY: Which Is the Better Dividend Stock?
As of Oct 18, 2026, OVLY (Oak Valley Bancorp) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAC offers the higher yield at 2.50%, OVLY has the higher dividend-safety score, and OVLY looks like the better value (its fair-value estimate is 33% above its share price).
Key facts: BAC vs OVLY
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 2.22% for Oak Valley Bancorp (OVLY).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and OVLY's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and OVLY for 12.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and OVLY pays out 24%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and OVLY's fair-value estimate is 33% above its share price, so OVLY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs OVLY: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-ovly
| Metric | BAC | OVLY |
|---|---|---|
| Forward yield | 2.50% | 2.22% |
| Annual dividend | $1.28 | $0.75 |
| Payout ratio | 26% | 24% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 16.5% |
| 5-yr total return | 15% | 94% |
| Dividend safety score | 87 (A) | 89 (A) |
| Fair value estimate | $63.43 | $45.23 |
| Upside to fair value | +24% | +33% |
| Frequency | quarterly | semiannual |
| Market cap | $358.2B | $285.6M |
| P/E ratio | 12.2 | 12.0 |
Higher yield
BAC
2.50%
Safer dividend
OVLY
Grade A
Faster growth
OVLY
16.5%
Better value
OVLY
+33% upside
BAC vs OVLY — FAQ
Is BAC or OVLY a better dividend stock?
On the data, OVLY wins more head-to-head categories (5 vs 2). BAC offers the higher yield (2.50%), while OVLY has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or OVLY?
BAC has the higher forward dividend yield at 2.50%, versus 2.22% for OVLY.
Is BAC or OVLY safer?
OVLY has the higher dividend-safety score (89/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or OVLY better value right now?
As of Oct 18, 2026, OVLY looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.