SmarterDividends

OVLY vs V: Which Is the Better Dividend Stock?

As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OVLY offers the higher yield at 2.22%, V has the higher dividend-safety score, and OVLY looks like the better value (its fair-value estimate is 33% above its share price).

Key facts: OVLY vs V

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Oak Valley Bancorp (OVLY) has the higher forward dividend yield at 2.22%, versus 0.67% for Visa Inc. (V).
  • As of Oct 18, 2026, SmarterDividends grades OVLY's dividend safety A (89/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 18, 2026, OVLY has raised its dividend for 12 consecutive years and V for 17.
  • As of Oct 18, 2026, OVLY pays out 24% of its earnings as dividends and V pays out 22%.
  • As of Oct 18, 2026, OVLY's fair-value estimate is 33% above its share price and V's fair-value estimate is 24% below its share price, so OVLY looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "OVLY vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ovly-vs-v

MetricOVLYV
Forward yield2.22%0.67%
Annual dividend$0.75$2.68
Payout ratio24%22%
Years of growth12 yr17 yr
5-yr dividend growth16.5%14.9%
5-yr total return94%108%
Dividend safety score89 (A)93 (A)
Fair value estimate$45.23$306.97
Upside to fair value+33%-24%
Frequencysemiannualquarterly
Market cap$285.6M$755.8B
P/E ratio12.034.3

Higher yield

OVLY

2.22%

Safer dividend

V

Grade A

Faster growth

OVLY

16.5%

Better value

OVLY

+33% upside

OVLY vs V — FAQ

Is OVLY or V a better dividend stock?

On the data, V wins more head-to-head categories (5 vs 3). OVLY offers the higher yield (2.22%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, OVLY or V?

OVLY has the higher forward dividend yield at 2.22%, versus 0.67% for V.

Is OVLY or V safer?

V has the higher dividend-safety score (93/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Is OVLY or V better value right now?

As of Oct 18, 2026, OVLY looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.