HSBC vs OVLY: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and OVLY are closely matched. HSBC offers the higher yield at 3.97%, OVLY has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs OVLY
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 2.22% for Oak Valley Bancorp (OVLY).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and OVLY's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and OVLY for 12.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and OVLY pays out 24%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and OVLY's fair-value estimate is 33% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs OVLY: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-ovly
| Metric | HSBC | OVLY |
|---|---|---|
| Forward yield | 3.97% | 2.22% |
| Annual dividend | $3.75 | $0.75 |
| Payout ratio | 54% | 24% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -13.8% | 16.5% |
| 5-yr total return | 242% | 94% |
| Dividend safety score | 72 (B) | 89 (A) |
| Fair value estimate | $135.99 | $45.23 |
| Upside to fair value | +44% | +33% |
| Frequency | quarterly | semiannual |
| Market cap | $323.4B | $285.6M |
| P/E ratio | 13.5 | 12.0 |
Higher yield
HSBC
3.97%
Safer dividend
OVLY
Grade A
Faster growth
OVLY
16.5%
Better value
HSBC
+44% upside
HSBC vs OVLY — FAQ
Is HSBC or OVLY a better dividend stock?
HSBC and OVLY are closely matched. HSBC has the higher yield; OVLY scores better on safety.
Which has a higher dividend yield, HSBC or OVLY?
HSBC has the higher forward dividend yield at 3.97%, versus 2.22% for OVLY.
Is HSBC or OVLY safer?
OVLY has the higher dividend-safety score (89/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or OVLY better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For OVLY, its fair-value estimate is 33% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.