MA vs OVLY: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. OVLY offers the higher yield at 2.22%, MA has the higher dividend-safety score, and OVLY looks like the better value (its fair-value estimate is 33% above its share price).
Key facts: MA vs OVLY
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Oak Valley Bancorp (OVLY) has the higher forward dividend yield at 2.22%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and OVLY's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and OVLY for 12.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and OVLY pays out 24%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and OVLY's fair-value estimate is 33% above its share price, so OVLY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs OVLY: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-ovly
| Metric | MA | OVLY |
|---|---|---|
| Forward yield | 0.56% | 2.22% |
| Annual dividend | $3.48 | $0.75 |
| Payout ratio | 18% | 24% |
| Years of growth | 14 yr | 12 yr |
| 5-yr dividend growth | 13.7% | 16.5% |
| 5-yr total return | 96% | 94% |
| Dividend safety score | 89 (A) | 89 (A) |
| Fair value estimate | $474.95 | $45.23 |
| Upside to fair value | -23% | +33% |
| Frequency | quarterly | semiannual |
| Market cap | $540.9B | $285.6M |
| P/E ratio | 34.0 | 12.0 |
Higher yield
OVLY
2.22%
Safer dividend
MA
Grade A
Faster growth
OVLY
16.5%
Better value
OVLY
+33% upside
MA vs OVLY — FAQ
Is MA or OVLY a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 3). OVLY offers the higher yield (2.22%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or OVLY?
OVLY has the higher forward dividend yield at 2.22%, versus 0.56% for MA.
Is MA or OVLY safer?
MA has the higher dividend-safety score (89/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or OVLY better value right now?
As of Oct 18, 2026, OVLY looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.