SmarterDividends
UBCP

United Bancorp, Inc.

UBCP

Financial Services · Stock · quarterly payer

Forward Yield

4.76%

Annual Dividend

$0.77

Payout Ratio

56%

5-Yr Growth

5.7%

Ex-Date

Jun 10, 2026

Frequency

Quarterly

UBCP Dividend Safety Score

80/ 100
Grade A

Very Safe

Dividend-growth streak12 consecutive years of growth
Cut historyCut its dividend in 2013
Earnings payout coverage56% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is UBCP a good dividend stock?

Yes

United Bancorp, Inc. (UBCP) pays a quarterly dividend yielding 4.76% ($0.77/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 12 consecutive years of dividend growth
  • Comfortable payout ratio (56%)
  • Strong 5.7% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2013

Key Data

Dividend Yield
4.76%
Payout Ratio
56%
Annual Dividend
$0.77
5-Yr Avg Growth
5.7%
Ex-Dividend Date
Jun 10, 2026
Years of Growth
12
Frequency
quarterly
Beta
0.36
Market Cap
$92.9M
P/E Ratio
11.9
5-Yr Total Return
9%
52-Week Range
$12.47 – $17.34
Dividend Safety
A · 80/100
Ever Cut?
Yes (2013)
UBCP ex-dividend date & scheduleNext ex-date Jun 10, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.77 / yr per share

Per payment (quarterly)$19.25
Annual$77.00
Monthly avg$6.42