SmarterDividends
UBCP

United Bancorp, Inc.

UBCP

Financial Services · Banks - Regional · Stock · quarterly payer

$13.40

Undervalued · +115% Add to Portfolio

Forward Yield

5.90%

Annual Dividend

$0.79

Payout Ratio

55%

5-Yr Growth

5.6%

Ex-Date

Sep 10, 2026

Frequency

Quarterly

Key facts about UBCP's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, United Bancorp, Inc. (UBCP) has a forward dividend yield of 5.90%, based on an annual dividend of $0.79 per share and a share price of $13.40.
  • As of Oct 18, 2026, UBCP's dividend safety grade from SmarterDividends is B (78 out of 100), which rates the dividend as safe.
  • By SmarterDividends' count, United Bancorp, Inc. (UBCP) has raised its dividend for 6 consecutive years as of Oct 18, 2026.
  • UBCP last cut its regular dividend in 2013.
  • UBCP's most recent ex-dividend date was Sep 10, 2026, for a dividend of $0.20 per share.
  • As of Oct 18, 2026, UBCP pays out 55% of its trailing 12-month earnings as dividends (its payout ratio).
  • UBCP's dividend has grown at an average rate of 5.6% a year over the past five years.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for UBCP is $28.75 per share, 115% above the $13.40 share price, so UBCP screens as undervalued.
  • United Bancorp, Inc. (UBCP) pays its dividend quarterly, 4 times a year.
Cite this page

SmarterDividends, "UBCP Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/UBCP

Summary

As of Oct 18, 2026, United Bancorp, Inc. (UBCP) yields 5.90% ($0.79 a year per share), has a dividend safety grade of B (78/100) and has 6 consecutive years of dividend increases on record.

Is UBCP a good dividend stock?

Yes

United Bancorp, Inc. (UBCP) pays a quarterly dividend yielding 5.90% ($0.79/yr), with 6 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (55%)
  • Strong 5.6% 5-yr dividend growth

Risks

  • Cut its dividend in 2013
  • Share price is down over the past 5 years

Key Data

Dividend Yield
5.90%
Payout Ratio
55%
Annual Dividend
$0.79
5-Yr Avg Growth
5.6%
Ex-Dividend Date
Sep 10, 2026
Years of Growth
6
Frequency
quarterly
Beta
0.33
Market Cap
$76.9M
P/E Ratio
9.7
5-Yr Total Return
-13%
52-Week Range
$12.55 – $17.34
Dividend Safety
B · 78/100
Ever Cut?
Yes (2013)

UBCP dividend changes

United Bancorp, Inc. (UBCP) pays a variable dividend: across the 134 payments on record since 1993, 44 were higher than the one before and 4 lower. The latest change was up 1.5% to $0.198 per share, going ex-dividend on Sep 10, 2026.

Ex-dateChangeOld → newMove
Sep 10, 2026Higher$0.195 → $0.198+1.5%
Jun 10, 2026Higher$0.190 → $0.195+2.6%
Dec 10, 2025Higher$0.188 → $0.190+1.1%
Sep 10, 2025Higher$0.185 → $0.188+1.6%
Jun 10, 2025Higher$0.180 → $0.185+2.8%
Dec 10, 2024Higher$0.178 → $0.180+1.1%
Sep 10, 2024Higher$0.175 → $0.178+1.7%
Jun 10, 2024Higher$0.170 → $0.175+2.9%
Dec 7, 2023Higher$0.168 → $0.170+1.2%
Sep 7, 2023Higher$0.165 → $0.168+1.8%
Jun 8, 2023Higher$0.160 → $0.165+3.1%
Dec 8, 2022Higher$0.158 → $0.160+1.3%
Every UBCP payment →Download every raise and cut (CSV)
UBCP ex-dividend date & scheduleNext ex-date Sep 10, 2026 · full ex-dividend historyView →UBCP dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is UBCP a good dividend stock?

Yes. United Bancorp, Inc. (UBCP) pays a quarterly dividend yielding 5.90% ($0.79/yr), with 6 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is UBCP undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, UBCP's fair value is about $28.75 versus a $13.40 share price — so it looks undervalued (+115% vs. fair value).

Is UBCP's dividend safe?

UBCP has a dividend-safety grade of B (78/100), based on its payout coverage, free-cash-flow, 6-year growth streak, a dividend cut in 2013, debt and yield-versus-history.

What is UBCP's fair value?

Our blended fair-value estimate for UBCP is about $28.75 per share, roughly 115% above the current $13.40 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is UBCP a buy, hold, or sell?

We don't issue formal ratings, but on the data UBCP screens as "yes" and undervalued. United Bancorp, Inc. (UBCP) pays a quarterly dividend yielding 5.90% ($0.79/yr), with 6 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will UBCP cut its dividend?

UBCP earns a dividend-safety grade of B (78/100), and has cut its dividend before (last in 2013). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does UBCP pay a dividend?

Yes. United Bancorp, Inc. pays a quarterly dividend of about $0.79 per share annually, a forward yield of roughly 5.90%.

What is UBCP's dividend yield?

As of Oct 18, 2026, UBCP's forward dividend yield is 5.90%, based on a $0.79 annual dividend and a $13.40 share price.

What is UBCP's dividend per share?

As of Oct 18, 2026, UBCP pays $0.79 per share per year, distributed on a quarterly basis.

What is UBCP's dividend payout ratio?

As of Oct 18, 2026, UBCP's payout ratio is 55% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has UBCP grown its dividend?

As of Oct 18, 2026, UBCP has increased its dividend for 6 consecutive years.

When is the next UBCP ex-dividend date?

As of Oct 18, 2026, UBCP's next ex-dividend date hasn't been announced. The most recent was Sep 10, 2026, for $0.20 per share.

Income Calculator

At $0.79 / yr per share

Per payment (quarterly)$19.75
Annual$79.00
Monthly avg$6.58

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