SmarterDividends
UVE

Universal Insurance Holdings, Inc.

UVE

Financial Services · Insurance - Property & Casualty · Stock · quarterly payer

$47.12

Overvalued · -61% Add to Portfolio

Forward Yield

1.36%

Annual Dividend

$0.64

Payout Ratio

8%

5-Yr Growth

0.0%

Ex-Date

Jul 31, 2026

Frequency

Quarterly

Key facts about UVE's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Universal Insurance Holdings, Inc. (UVE) has a forward dividend yield of 1.36%, based on an annual dividend of $0.64 per share and a share price of $47.12.
  • As of Oct 18, 2026, UVE's dividend safety grade from SmarterDividends is A (86 out of 100), which rates the dividend as very safe.
  • UVE last cut its regular dividend in 2012.
  • UVE's most recent ex-dividend date was Jul 31, 2026, for a dividend of $0.16 per share.
  • As of Oct 18, 2026, UVE pays out 8% of its trailing 12-month earnings as dividends (its payout ratio).
  • UVE's dividend has been roughly flat over the past five years.
  • As of Oct 18, 2026, UVE's 1.36% yield is 71% below its five-year average yield of 4.67%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for UVE is $18.36 per share, 61% below the $47.12 share price, so UVE screens as overvalued.
  • Universal Insurance Holdings, Inc. (UVE) pays its dividend quarterly, 4 times a year.
  • Universal Insurance Holdings, Inc. (UVE) has raised its regular dividend 8 times and cut it 2 times across the 75 payments on record since 2007. Its most recent change was a 14.3% increase to $0.160 per share, going ex-dividend on Jun 29, 2018. The last cut went ex-dividend on Jun 22, 2012.
Cite this page

SmarterDividends, "UVE Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/UVE

Summary

As of Oct 18, 2026, Universal Insurance Holdings, Inc. (UVE) yields 1.36% ($0.64 a year per share) and has a dividend safety grade of A (86/100).

Is UVE a good dividend stock?

Yes

Universal Insurance Holdings, Inc. (UVE) pays a quarterly dividend yielding 1.36% ($0.64/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (8%)
  • 213% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2012

Key Data

Dividend Yield
1.36%
Payout Ratio
8%
Annual Dividend
$0.64
5-Yr Avg Growth
0.0%
Ex-Dividend Date
Jul 31, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.70
Market Cap
$1.3B
P/E Ratio
6.2
5-Yr Total Return
213%
52-Week Range
$27.90 – $47.69
Dividend Safety
A · 86/100
Ever Cut?
Yes (2012)

UVE dividend raises and cuts

Universal Insurance Holdings, Inc. (UVE) has raised its regular dividend 8 times and cut it 2 times across the 75 payments on record since 2007. Its most recent change was a 14.3% increase to $0.160 per share, going ex-dividend on Jun 29, 2018. The last cut went ex-dividend on Jun 22, 2012.

Ex-dateChangeOld → newMove
Jun 29, 2018Raise$0.140 → $0.160+14.3%
Feb 16, 2016Raise$0.120 → $0.140+16.7%
Feb 13, 2015Raise$0.100 → $0.120+20.0%
Sep 19, 2013Raise$0.0800 → $0.100+25.0%
Jun 22, 2012Cut$0.100 → $0.0800−20.0%
Jun 15, 2010Cut$0.120 → $0.100−16.7%
Apr 7, 2009Raise$0.100 → $0.120+20.0%
Jul 7, 2008Raise$0.0900 → $0.100+11.1%
Mar 6, 2008Raise$0.0800 → $0.0900+12.5%
Sep 25, 2007Raise$0.0700 → $0.0800+14.3%
Every UVE payment →Download every raise and cut (CSV)
UVE ex-dividend date & scheduleNext ex-date Jul 31, 2026 · full ex-dividend historyView →UVE dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is UVE a good dividend stock?

Yes. Universal Insurance Holdings, Inc. (UVE) pays a quarterly dividend yielding 1.36% ($0.64/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is UVE undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, UVE's fair value is about $18.36 versus a $47.12 share price — so it looks overvalued (-61% vs. fair value).

Is UVE's dividend safe?

UVE has a dividend-safety grade of A (86/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2012, debt and yield-versus-history.

What is UVE's fair value?

Our blended fair-value estimate for UVE is about $18.36 per share, about 61% below the current $47.12 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is UVE a buy, hold, or sell?

We don't issue formal ratings, but on the data UVE screens as "yes" and overvalued. Universal Insurance Holdings, Inc. (UVE) pays a quarterly dividend yielding 1.36% ($0.64/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will UVE cut its dividend?

UVE earns a dividend-safety grade of A (86/100), and has cut its dividend before (last in 2012). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does UVE pay a dividend?

Yes. Universal Insurance Holdings, Inc. pays a quarterly dividend of about $0.64 per share annually, a forward yield of roughly 1.36%.

What is UVE's dividend yield?

As of Oct 18, 2026, UVE's forward dividend yield is 1.36%, based on a $0.64 annual dividend and a $47.12 share price.

What is UVE's dividend per share?

As of Oct 18, 2026, UVE pays $0.64 per share per year, distributed on a quarterly basis.

What is UVE's dividend payout ratio?

As of Oct 18, 2026, UVE's payout ratio is 8% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has UVE grown its dividend?

UVE does not currently have a long dividend-growth streak on record.

When is the next UVE ex-dividend date?

As of Oct 18, 2026, UVE's next ex-dividend date hasn't been announced. The most recent was Jul 31, 2026, for $0.16 per share.

Income Calculator

At $0.64 / yr per share

Per payment (quarterly)$16.00
Annual$64.00
Monthly avg$5.33

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