AAPL vs NEWTI: Which Is the Better Dividend Stock?
As of Oct 18, 2026, NEWTI (NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. NEWTI offers the higher yield at 7.95%, AAPL has the higher dividend-safety score, and NEWTI looks like the better value (its fair-value estimate is 31% above its share price).
Key facts: AAPL vs NEWTI
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 (NEWTI) has the higher forward dividend yield at 7.95%, versus 0.31% for Apple Inc. (AAPL).
- As of Oct 18, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and NEWTI's C (62/100).
- By SmarterDividends' count as of Oct 18, 2026, AAPL has raised its dividend for 14 consecutive years and NEWTI for 0.
- As of Oct 18, 2026, AAPL's fair-value estimate is 46% below its share price and NEWTI's fair-value estimate is 31% above its share price, so NEWTI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs NEWTI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aapl-vs-newti
| Metric | AAPL | NEWTI |
|---|---|---|
| Forward yield | 0.31% | 7.95% |
| Annual dividend | $1.08 | $2.00 |
| Payout ratio | 12% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 5.0% | — |
| 5-yr total return | 108% | — |
| Dividend safety score | 95 (A) | 62 (C) |
| Fair value estimate | $184.66 | $33.01 |
| Upside to fair value | -46% | +31% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | — |
| P/E ratio | 39.4 | — |
Higher yield
NEWTI
7.95%
Safer dividend
AAPL
Grade A
Faster growth
AAPL
5.0%
Better value
NEWTI
+31% upside
AAPL vs NEWTI — FAQ
Is AAPL or NEWTI a better dividend stock?
On the data, NEWTI wins more head-to-head categories (3 vs 2). NEWTI offers the higher yield (7.95%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AAPL or NEWTI?
NEWTI has the higher forward dividend yield at 7.95%, versus 0.31% for AAPL.
Is AAPL or NEWTI safer?
AAPL has the higher dividend-safety score (95/100 vs 62/100), reflecting stronger payout coverage and dividend-growth history.
Is AAPL or NEWTI better value right now?
As of Oct 18, 2026, NEWTI looks like the better value: its fair-value estimate is 31% above its share price (undervalued). For AAPL, its fair-value estimate is 46% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


