SmarterDividends

AIZ vs BAC: Which Is the Better Dividend Stock?

As of August 2026, AIZ (Assurant, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.07%, AIZ has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricAIZBAC
Forward yield1.24%2.07%
Annual dividend$3.52$1.28
Payout ratio16%26%
Years of growth21 yr12 yr
5-yr dividend growth5.2%8.4%
5-yr total return80%45%
Dividend safety score95 (A)83 (A)
Fair value estimate$340.14$77.08
Upside to fair value+20%+25%
Frequencyquarterlyquarterly
Market cap$14.2B$435.9B
P/E ratio13.614.2

Higher yield

BAC

2.07%

Safer dividend

AIZ

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+25% upside

AIZ vs BAC — FAQ

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