SmarterDividends

AIZ vs HSBC: Which Is the Better Dividend Stock?

As of August 2026, AIZ and HSBC are closely matched. HSBC offers the higher yield at 3.60%, AIZ has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+30%).

MetricAIZHSBC
Forward yield1.24%3.60%
Annual dividend$3.52$3.75
Payout ratio16%54%
Years of growth21 yr0 yr
5-yr dividend growth5.2%-13.8%
5-yr total return80%298%
Dividend safety score95 (A)72 (B)
Fair value estimate$340.14$135.81
Upside to fair value+20%+30%
Frequencyquarterlyquarterly
Market cap$14.2B$356.7B
P/E ratio13.614.9

Higher yield

HSBC

3.60%

Safer dividend

AIZ

Grade A

Faster growth

AIZ

5.2%

Better value

HSBC

+30% upside

AIZ vs HSBC — FAQ

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