AIZ vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AIZ and HSBC are closely matched. HSBC offers the higher yield at 3.97%, AIZ has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: AIZ vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.24% for Assurant, Inc. (AIZ).
- As of Oct 18, 2026, SmarterDividends grades AIZ's dividend safety A (96/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 18, 2026, AIZ has raised its dividend for 21 consecutive years and HSBC for 0.
- As of Oct 18, 2026, AIZ pays out 16% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, AIZ's fair-value estimate is 7% above its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AIZ vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aiz-vs-hsbc
| Metric | AIZ | HSBC |
|---|---|---|
| Forward yield | 1.24% | 3.97% |
| Annual dividend | $3.52 | $3.75 |
| Payout ratio | 16% | 54% |
| Years of growth | 21 yr | 0 yr |
| 5-yr dividend growth | 5.2% | -13.8% |
| 5-yr total return | 86% | 242% |
| Dividend safety score | 96 (A) | 72 (B) |
| Fair value estimate | $303.16 | $135.99 |
| Upside to fair value | +7% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $14.0B | $323.4B |
| P/E ratio | 13.6 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
AIZ
Grade A
Faster growth
AIZ
5.2%
Better value
HSBC
+44% upside
AIZ vs HSBC — FAQ
Is AIZ or HSBC a better dividend stock?
AIZ and HSBC are closely matched. HSBC has the higher yield; AIZ scores better on safety.
Which has a higher dividend yield, AIZ or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 1.24% for AIZ.
Is AIZ or HSBC safer?
AIZ has the higher dividend-safety score (96/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is AIZ or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For AIZ, its fair-value estimate is 7% above its share price.
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