AIZ vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AIZ (Assurant, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AIZ offers the higher yield at 1.24%, AIZ has the higher dividend-safety score, and AIZ looks like the better value (its fair-value estimate is 7% above its share price).
Key facts: AIZ vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Assurant, Inc. (AIZ) has the higher forward dividend yield at 1.24%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades AIZ's dividend safety A (96/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, AIZ has raised its dividend for 21 consecutive years and MA for 14.
- As of Oct 18, 2026, AIZ pays out 16% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, AIZ's fair-value estimate is 7% above its share price and MA's fair-value estimate is 23% below its share price, so AIZ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AIZ vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aiz-vs-ma
| Metric | AIZ | MA |
|---|---|---|
| Forward yield | 1.24% | 0.56% |
| Annual dividend | $3.52 | $3.48 |
| Payout ratio | 16% | 18% |
| Years of growth | 21 yr | 14 yr |
| 5-yr dividend growth | 5.2% | 13.7% |
| 5-yr total return | 86% | 96% |
| Dividend safety score | 96 (A) | 89 (A) |
| Fair value estimate | $303.16 | $474.95 |
| Upside to fair value | +7% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $14.0B | $540.9B |
| P/E ratio | 13.6 | 34.0 |
Higher yield
AIZ
1.24%
Safer dividend
AIZ
Grade A
Faster growth
MA
13.7%
Better value
AIZ
+7% upside
AIZ vs MA — FAQ
Is AIZ or MA a better dividend stock?
On the data, AIZ wins more head-to-head categories (6 vs 2). AIZ offers the higher yield (1.24%), while AIZ has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AIZ or MA?
AIZ has the higher forward dividend yield at 1.24%, versus 0.56% for MA.
Is AIZ or MA safer?
AIZ has the higher dividend-safety score (96/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is AIZ or MA better value right now?
As of Oct 18, 2026, AIZ looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.