AMSF vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AMSF and HSBC are closely matched. AMSF offers the higher yield at 6.49%, AMSF has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: AMSF vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, AMERISAFE, Inc. (AMSF) has the higher forward dividend yield at 6.49%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades AMSF's dividend safety A (86/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 18, 2026, AMSF has raised its dividend for 10 consecutive years and HSBC for 0.
- As of Oct 18, 2026, AMSF pays out 65% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, AMSF's fair-value estimate is 8% below its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AMSF vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/amsf-vs-hsbc
| Metric | AMSF | HSBC |
|---|---|---|
| Forward yield | 6.49% | 3.97% |
| Annual dividend | $1.64 | $3.75 |
| Payout ratio | 65% | 54% |
| Years of growth | 10 yr | 0 yr |
| 5-yr dividend growth | 7.6% | -13.8% |
| 5-yr total return | -52% | 242% |
| Dividend safety score | 86 (A) | 72 (B) |
| Fair value estimate | $23.18 | $135.99 |
| Upside to fair value | -8% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $472.3M | $323.4B |
| P/E ratio | 10.2 | 13.5 |
Higher yield
AMSF
6.49%
Safer dividend
AMSF
Grade A
Faster growth
AMSF
7.6%
Better value
HSBC
+44% upside
AMSF vs HSBC — FAQ
Is AMSF or HSBC a better dividend stock?
AMSF and HSBC are closely matched. AMSF has the higher yield; AMSF scores better on safety.
Which has a higher dividend yield, AMSF or HSBC?
AMSF has the higher forward dividend yield at 6.49%, versus 3.97% for HSBC.
Is AMSF or HSBC safer?
AMSF has the higher dividend-safety score (86/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is AMSF or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For AMSF, its fair-value estimate is 8% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.