SmarterDividends

BAC vs BHFAP: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BHFAP offers the higher yield at 13.26%, BAC has the higher dividend-safety score, and BHFAP looks like the better value (its fair-value estimate is 176% above its share price).

Key facts: BAC vs BHFAP

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Brighthouse Financial, Inc. (BHFAP) has the higher forward dividend yield at 13.26%, versus 2.50% for Bank of America Corporation (BAC).
  • As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BHFAP's B (73/100).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and BHFAP for 0.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and BHFAP's fair-value estimate is 176% above its share price, so BHFAP looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs BHFAP: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-bhfap

MetricBACBHFAP
Forward yield2.50%13.26%
Annual dividend$1.28$1.65
Payout ratio26%—
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return15%-53%
Dividend safety score87 (A)73 (B)
Fair value estimate$63.43$34.34
Upside to fair value+24%+176%
Frequencyquarterlyquarterly
Market cap$358.2B—
P/E ratio12.21.0

Higher yield

BHFAP

13.26%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BHFAP

+176% upside

BAC vs BHFAP — FAQ

Is BAC or BHFAP a better dividend stock?

On the data, BAC wins more head-to-head categories (4 vs 3). BHFAP offers the higher yield (13.26%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or BHFAP?

BHFAP has the higher forward dividend yield at 13.26%, versus 2.50% for BAC.

Is BAC or BHFAP safer?

BAC has the higher dividend-safety score (87/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or BHFAP better value right now?

As of Oct 18, 2026, BHFAP looks like the better value: its fair-value estimate is 176% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.