SmarterDividends

BAC vs CLBK: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: BAC vs CLBK

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.88% for Columbia Financial, Inc. (CLBK).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and CLBK for 0.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and CLBK's fair-value estimate is 6% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs CLBK: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-clbk

MetricBACCLBK
Forward yield2.50%1.88%
Annual dividend$1.28$0.20
Payout ratio26%0%
Years of growth12 yr0 yr
5-yr dividend growth8.4%—
5-yr total return15%29%
Dividend safety score87 (A)—
Fair value estimate$63.43$10.02
Upside to fair value+24%-6%
Frequencyquarterlyannual
Market cap$358.2B$2.9B
P/E ratio12.218.4

Higher yield

BAC

2.50%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+24% upside

BAC vs CLBK — FAQ

Is BAC or CLBK a better dividend stock?

On the data, BAC wins more head-to-head categories (4 vs 2). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or CLBK?

BAC has the higher forward dividend yield at 2.50%, versus 1.88% for CLBK.

Is BAC or CLBK safer?

Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.

Is BAC or CLBK better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For CLBK, its fair-value estimate is 6% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.