CLBK vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. HSBC offers the higher yield at 3.97%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: CLBK vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.88% for Columbia Financial, Inc. (CLBK).
- As of Oct 18, 2026, CLBK's fair-value estimate is 6% below its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CLBK vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/clbk-vs-hsbc
| Metric | CLBK | HSBC |
|---|---|---|
| Forward yield | 1.88% | 3.97% |
| Annual dividend | $0.20 | $3.75 |
| Payout ratio | 0% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | 29% | 242% |
| Dividend safety score | — | 72 (B) |
| Fair value estimate | $10.02 | $135.99 |
| Upside to fair value | -6% | +44% |
| Frequency | annual | quarterly |
| Market cap | $2.9B | $323.4B |
| P/E ratio | 18.4 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
HSBC
+44% upside
CLBK vs HSBC — FAQ
Is CLBK or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 1). HSBC offers the higher yield (3.97%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CLBK or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 1.88% for CLBK.
Is CLBK or HSBC safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is CLBK or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For CLBK, its fair-value estimate is 6% below its share price.
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