CLBK vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, CLBK and MA are closely matched. CLBK offers the higher yield at 1.88%, MA has the higher dividend-safety score, and CLBK looks like the better value (its fair-value estimate is 6% below its share price).
Key facts: CLBK vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Columbia Financial, Inc. (CLBK) has the higher forward dividend yield at 1.88%, versus 0.56% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Oct 18, 2026, CLBK has raised its dividend for 0 consecutive years and MA for 14.
- As of Oct 18, 2026, CLBK's fair-value estimate is 6% below its share price and MA's fair-value estimate is 23% below its share price, so CLBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CLBK vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/clbk-vs-ma
| Metric | CLBK | MA |
|---|---|---|
| Forward yield | 1.88% | 0.56% |
| Annual dividend | $0.20 | $3.48 |
| Payout ratio | 0% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | — | 13.7% |
| 5-yr total return | 29% | 96% |
| Dividend safety score | — | 89 (A) |
| Fair value estimate | $10.02 | $474.95 |
| Upside to fair value | -6% | -23% |
| Frequency | annual | quarterly |
| Market cap | $2.9B | $540.9B |
| P/E ratio | 18.4 | 34.0 |
Higher yield
CLBK
1.88%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
CLBK
-6% upside
CLBK vs MA — FAQ
Is CLBK or MA a better dividend stock?
CLBK and MA are closely matched. CLBK has the higher yield; MA scores better on safety.
Which has a higher dividend yield, CLBK or MA?
CLBK has the higher forward dividend yield at 1.88%, versus 0.56% for MA.
Is CLBK or MA safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is CLBK or MA better value right now?
As of Oct 18, 2026, CLBK looks like the better value: its fair-value estimate is 6% below its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.