BAC vs ESQ: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and ESQ looks like the better value (its fair-value estimate is 33% above its share price).
Key facts: BAC vs ESQ
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 0.67% for Esquire Financial Holdings, Inc. (ESQ).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and ESQ's A (80/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and ESQ for 3.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and ESQ pays out 12%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and ESQ's fair-value estimate is 33% above its share price, so ESQ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs ESQ: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-esq
| Metric | BAC | ESQ |
|---|---|---|
| Forward yield | 2.50% | 0.67% |
| Annual dividend | $1.28 | $0.80 |
| Payout ratio | 26% | 12% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | 260% |
| Dividend safety score | 87 (A) | 80 (A) |
| Fair value estimate | $63.43 | $158.32 |
| Upside to fair value | +24% | +33% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $1.4B |
| P/E ratio | 12.2 | 19.6 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ESQ
+33% upside
BAC vs ESQ — FAQ
Is BAC or ESQ a better dividend stock?
On the data, BAC wins more head-to-head categories (4 vs 3). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or ESQ?
BAC has the higher forward dividend yield at 2.50%, versus 0.67% for ESQ.
Is BAC or ESQ safer?
BAC has the higher dividend-safety score (87/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or ESQ better value right now?
As of Oct 18, 2026, ESQ looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.