ESQ vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, ESQ (Esquire Financial Holdings, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.97%, ESQ has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: ESQ vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 0.67% for Esquire Financial Holdings, Inc. (ESQ).
- As of Oct 18, 2026, SmarterDividends grades ESQ's dividend safety A (80/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 18, 2026, ESQ has raised its dividend for 3 consecutive years and HSBC for 0.
- As of Oct 18, 2026, ESQ pays out 12% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, ESQ's fair-value estimate is 33% above its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ESQ vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/esq-vs-hsbc
| Metric | ESQ | HSBC |
|---|---|---|
| Forward yield | 0.67% | 3.97% |
| Annual dividend | $0.80 | $3.75 |
| Payout ratio | 12% | 54% |
| Years of growth | 3 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | 260% | 242% |
| Dividend safety score | 80 (A) | 72 (B) |
| Fair value estimate | $158.32 | $135.99 |
| Upside to fair value | +33% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $1.4B | $323.4B |
| P/E ratio | 19.6 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
ESQ
Grade A
Faster growth
HSBC
-13.8%
Better value
HSBC
+44% upside
ESQ vs HSBC — FAQ
Is ESQ or HSBC a better dividend stock?
On the data, ESQ wins more head-to-head categories (4 vs 3). HSBC offers the higher yield (3.97%), while ESQ has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, ESQ or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 0.67% for ESQ.
Is ESQ or HSBC safer?
ESQ has the higher dividend-safety score (80/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is ESQ or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For ESQ, its fair-value estimate is 33% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.