ESQ vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, ESQ and V are closely matched. ESQ offers the higher yield at 0.67%, V has the higher dividend-safety score, and ESQ looks like the better value (its fair-value estimate is 33% above its share price).
Key facts: ESQ vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Esquire Financial Holdings, Inc. (ESQ) has the higher forward dividend yield at 0.67%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades ESQ's dividend safety A (80/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, ESQ has raised its dividend for 3 consecutive years and V for 17.
- As of Oct 18, 2026, ESQ pays out 12% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, ESQ's fair-value estimate is 33% above its share price and V's fair-value estimate is 24% below its share price, so ESQ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ESQ vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/esq-vs-v
| Metric | ESQ | V |
|---|---|---|
| Forward yield | 0.67% | 0.67% |
| Annual dividend | $0.80 | $2.68 |
| Payout ratio | 12% | 22% |
| Years of growth | 3 yr | 17 yr |
| 5-yr dividend growth | — | 14.9% |
| 5-yr total return | 260% | 108% |
| Dividend safety score | 80 (A) | 93 (A) |
| Fair value estimate | $158.32 | $306.97 |
| Upside to fair value | +33% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $1.4B | $755.8B |
| P/E ratio | 19.6 | 34.3 |
Higher yield
ESQ
0.67%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
ESQ
+33% upside
ESQ vs V — FAQ
Is ESQ or V a better dividend stock?
ESQ and V are closely matched. ESQ has the higher yield; V scores better on safety.
Which has a higher dividend yield, ESQ or V?
ESQ has the higher forward dividend yield at 0.67%, versus 0.67% for V.
Is ESQ or V safer?
V has the higher dividend-safety score (93/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is ESQ or V better value right now?
As of Oct 18, 2026, ESQ looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.