BAC vs JHI: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. JHI offers the higher yield at 10.18%, BAC has the higher dividend-safety score, and JHI looks like the better value (its fair-value estimate is 35% above its share price).
Key facts: BAC vs JHI
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, John Hancock Investors Trust (JHI) has the higher forward dividend yield at 10.18%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and JHI's C (51/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and JHI for 2.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and JHI pays out 81%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and JHI's fair-value estimate is 35% above its share price, so JHI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs JHI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-jhi
| Metric | BAC | JHI |
|---|---|---|
| Forward yield | 2.50% | 10.18% |
| Annual dividend | $1.28 | $1.22 |
| Payout ratio | 26% | 81% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | -2.4% |
| 5-yr total return | 15% | -36% |
| Dividend safety score | 87 (A) | 51 (C) |
| Fair value estimate | $63.43 | $16.17 |
| Upside to fair value | +24% | +35% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $104.7M |
| P/E ratio | 12.2 | 7.8 |
Higher yield
JHI
10.18%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
JHI
+35% upside
BAC vs JHI — FAQ
Is BAC or JHI a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). JHI offers the higher yield (10.18%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or JHI?
JHI has the higher forward dividend yield at 10.18%, versus 2.50% for BAC.
Is BAC or JHI safer?
BAC has the higher dividend-safety score (87/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or JHI better value right now?
As of Oct 18, 2026, JHI looks like the better value: its fair-value estimate is 35% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


