SmarterDividends

BAC vs JHI: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. JHI offers the higher yield at 10.18%, BAC has the higher dividend-safety score, and JHI looks like the better value (its fair-value estimate is 35% above its share price).

Key facts: BAC vs JHI

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, John Hancock Investors Trust (JHI) has the higher forward dividend yield at 10.18%, versus 2.50% for Bank of America Corporation (BAC).
  • As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and JHI's C (51/100).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and JHI for 2.
  • As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and JHI pays out 81%.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and JHI's fair-value estimate is 35% above its share price, so JHI looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs JHI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-jhi

MetricBACJHI
Forward yield2.50%10.18%
Annual dividend$1.28$1.22
Payout ratio26%81%
Years of growth12 yr2 yr
5-yr dividend growth8.4%-2.4%
5-yr total return15%-36%
Dividend safety score87 (A)51 (C)
Fair value estimate$63.43$16.17
Upside to fair value+24%+35%
Frequencyquarterlyquarterly
Market cap$358.2B$104.7M
P/E ratio12.27.8

Higher yield

JHI

10.18%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

JHI

+35% upside

BAC vs JHI — FAQ

Is BAC or JHI a better dividend stock?

On the data, BAC wins more head-to-head categories (6 vs 2). JHI offers the higher yield (10.18%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or JHI?

JHI has the higher forward dividend yield at 10.18%, versus 2.50% for BAC.

Is BAC or JHI safer?

BAC has the higher dividend-safety score (87/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or JHI better value right now?

As of Oct 18, 2026, JHI looks like the better value: its fair-value estimate is 35% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.