BAC vs LOB: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.05%, LOB has the higher dividend-safety score, and LOB trades at the larger discount to fair value (+152%).
| Metric | BAC | LOB |
|---|---|---|
| Forward yield | 2.05% | 0.30% |
| Annual dividend | $1.28 | $0.12 |
| Payout ratio | 26% | 4% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 47% | -37% |
| Dividend safety score | 85 (A) | 88 (A) |
| Fair value estimate | $90.94 | $101.29 |
| Upside to fair value | +46% | +152% |
| Frequency | quarterly | quarterly |
| Market cap | $435.8B | $1.9B |
| P/E ratio | 14.4 | 14.0 |
Higher yield
BAC
2.05%
Safer dividend
LOB
Grade A
Faster growth
BAC
8.4%
Better value
LOB
+152% upside
BAC vs LOB — FAQ
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