LOB vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. MA offers the higher yield at 0.56%, MA has the higher dividend-safety score, and LOB looks like the better value (its fair-value estimate is 113% above its share price).
Key facts: LOB vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Mastercard Incorporated (MA) has the higher forward dividend yield at 0.56%, versus 0.34% for Live Oak Bancshares, Inc. (LOB).
- As of Oct 18, 2026, SmarterDividends grades LOB's dividend safety A (87/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, LOB has raised its dividend for 0 consecutive years and MA for 14.
- As of Oct 18, 2026, LOB pays out 4% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, LOB's fair-value estimate is 113% above its share price and MA's fair-value estimate is 23% below its share price, so LOB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "LOB vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/lob-vs-ma
| Metric | LOB | MA |
|---|---|---|
| Forward yield | 0.34% | 0.56% |
| Annual dividend | $0.12 | $3.48 |
| Payout ratio | 4% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 0.0% | 13.7% |
| 5-yr total return | -61% | 96% |
| Dividend safety score | 87 (A) | 89 (A) |
| Fair value estimate | $74.46 | $474.95 |
| Upside to fair value | +113% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $1.6B | $540.9B |
| P/E ratio | 12.2 | 34.0 |
Higher yield
MA
0.56%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
LOB
+113% upside
LOB vs MA — FAQ
Is LOB or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). MA offers the higher yield (0.56%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, LOB or MA?
MA has the higher forward dividend yield at 0.56%, versus 0.34% for LOB.
Is LOB or MA safer?
MA has the higher dividend-safety score (89/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is LOB or MA better value right now?
As of Oct 18, 2026, LOB looks like the better value: its fair-value estimate is 113% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.