LOB vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. V offers the higher yield at 0.67%, V has the higher dividend-safety score, and LOB looks like the better value (its fair-value estimate is 113% above its share price).
Key facts: LOB vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Visa Inc. (V) has the higher forward dividend yield at 0.67%, versus 0.34% for Live Oak Bancshares, Inc. (LOB).
- As of Oct 18, 2026, SmarterDividends grades LOB's dividend safety A (87/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, LOB has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 18, 2026, LOB pays out 4% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, LOB's fair-value estimate is 113% above its share price and V's fair-value estimate is 24% below its share price, so LOB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "LOB vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/lob-vs-v
| Metric | LOB | V |
|---|---|---|
| Forward yield | 0.34% | 0.67% |
| Annual dividend | $0.12 | $2.68 |
| Payout ratio | 4% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 0.0% | 14.9% |
| 5-yr total return | -61% | 108% |
| Dividend safety score | 87 (A) | 93 (A) |
| Fair value estimate | $74.46 | $306.97 |
| Upside to fair value | +113% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $1.6B | $755.8B |
| P/E ratio | 12.2 | 34.3 |
Higher yield
V
0.67%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
LOB
+113% upside
LOB vs V — FAQ
Is LOB or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). V offers the higher yield (0.67%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, LOB or V?
V has the higher forward dividend yield at 0.67%, versus 0.34% for LOB.
Is LOB or V safer?
V has the higher dividend-safety score (93/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is LOB or V better value right now?
As of Oct 18, 2026, LOB looks like the better value: its fair-value estimate is 113% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.