BAC vs MBINL: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MBINL (Merchants Bancorp) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. MBINL offers the higher yield at 8.27%, BAC has the higher dividend-safety score, and MBINL looks like the better value (its fair-value estimate is 63% above its share price).
Key facts: BAC vs MBINL
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Merchants Bancorp (MBINL) has the higher forward dividend yield at 8.27%, versus 2.50% for Bank of America Corporation (BAC).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and MBINL for 1.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and MBINL's fair-value estimate is 63% above its share price, so MBINL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MBINL: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-mbinl
| Metric | BAC | MBINL |
|---|---|---|
| Forward yield | 2.50% | 8.27% |
| Annual dividend | $1.28 | $1.91 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | — |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $37.46 |
| Upside to fair value | +24% | +63% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | — |
| P/E ratio | 12.2 | — |
Higher yield
MBINL
8.27%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
MBINL
+63% upside
BAC vs MBINL — FAQ
Is BAC or MBINL a better dividend stock?
On the data, MBINL wins more head-to-head categories (3 vs 1). MBINL offers the higher yield (8.27%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or MBINL?
MBINL has the higher forward dividend yield at 8.27%, versus 2.50% for BAC.
Is BAC or MBINL safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or MBINL better value right now?
As of Oct 18, 2026, MBINL looks like the better value: its fair-value estimate is 63% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.