BAC vs MBINN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and MBINN are closely matched. MBINN offers the higher yield at 7.94%, BAC has the higher dividend-safety score, and MBINN looks like the better value (its fair-value estimate is 56% above its share price).
Key facts: BAC vs MBINN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Merchants Bancorp (MBINN) has the higher forward dividend yield at 7.94%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and MBINN's B (72/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and MBINN for 0.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and MBINN's fair-value estimate is 56% above its share price, so MBINN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MBINN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-mbinn
| Metric | BAC | MBINN |
|---|---|---|
| Forward yield | 2.50% | 7.94% |
| Annual dividend | $1.28 | $1.50 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | -29% |
| Dividend safety score | 87 (A) | 72 (B) |
| Fair value estimate | $63.43 | $29.42 |
| Upside to fair value | +24% | +56% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | — |
| P/E ratio | 12.2 | 4.3 |
Higher yield
MBINN
7.94%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
MBINN
+56% upside
BAC vs MBINN — FAQ
Is BAC or MBINN a better dividend stock?
BAC and MBINN are closely matched. MBINN has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or MBINN?
MBINN has the higher forward dividend yield at 7.94%, versus 2.50% for BAC.
Is BAC or MBINN safer?
BAC has the higher dividend-safety score (87/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or MBINN better value right now?
As of Oct 18, 2026, MBINN looks like the better value: its fair-value estimate is 56% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.