BAC vs MBNKO: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MBNKO (Medallion Bank) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. MBNKO offers the higher yield at 9.53%, BAC has the higher dividend-safety score, and MBNKO looks like the better value (its fair-value estimate is 57% above its share price).
Key facts: BAC vs MBNKO
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Medallion Bank (MBNKO) has the higher forward dividend yield at 9.53%, versus 2.50% for Bank of America Corporation (BAC).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and MBNKO for 0.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and MBNKO's fair-value estimate is 57% above its share price, so MBNKO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MBNKO: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-mbnko
| Metric | BAC | MBNKO |
|---|---|---|
| Forward yield | 2.50% | 9.53% |
| Annual dividend | $1.28 | $2.25 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | — |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $36.90 |
| Upside to fair value | +24% | +57% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | — |
| P/E ratio | 12.2 | — |
Higher yield
MBNKO
9.53%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
MBNKO
+57% upside
BAC vs MBNKO — FAQ
Is BAC or MBNKO a better dividend stock?
On the data, MBNKO wins more head-to-head categories (3 vs 1). MBNKO offers the higher yield (9.53%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or MBNKO?
MBNKO has the higher forward dividend yield at 9.53%, versus 2.50% for BAC.
Is BAC or MBNKO safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or MBNKO better value right now?
As of Oct 18, 2026, MBNKO looks like the better value: its fair-value estimate is 57% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.

