BAC vs PAI: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. PAI offers the higher yield at 5.27%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | PAI |
|---|---|---|
| Forward yield | 2.07% | 5.27% |
| Annual dividend | $1.28 | $0.63 |
| Payout ratio | 26% | 62% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | 0.8% |
| 5-yr total return | 45% | -24% |
| Dividend safety score | 85 (A) | 64 (C) |
| Fair value estimate | $90.21 | $11.98 |
| Upside to fair value | +46% | +0% |
| Frequency | quarterly | monthly |
| Market cap | $431.4B | $113.8M |
| P/E ratio | 14.3 | 11.7 |
Higher yield
PAI
5.27%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+46% upside
BAC vs PAI — FAQ
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