SmarterDividends

MA vs PAI: Which Is the Better Dividend Stock?

As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PAI offers the higher yield at 5.27%, MA has the higher dividend-safety score, and PAI trades at the larger discount to fair value (+0%).

MetricMAPAI
Forward yield0.61%5.27%
Annual dividend$3.48$0.63
Payout ratio18%62%
Years of growth14 yr3 yr
5-yr dividend growth13.7%0.8%
5-yr total return67%-24%
Dividend safety score88 (A)64 (C)
Fair value estimate$576.80$11.98
Upside to fair value-1%+0%
Frequencyquarterlymonthly
Market cap$508.6B$113.8M
P/E ratio31.511.7

Higher yield

PAI

5.27%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

PAI

+0% upside

MA vs PAI — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.